| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS EIN 38-2383171 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $543K |
| AK TEAMSTER ESC EIN 92-0046048 PARTY-IN-INTEREST | Direct payment from the plan; Contract Administrator Service code 13 | — | $541K |
| AETNA EIN 06-6033492 NONE | Direct payment from the plan; Insurance services Service code 23 | 151 FARMINGTON AVE. HARTFORD, CT 06156 | $456K |
| OPTUM RX EIN 33-0441200 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $113K |
| HEALTHCARE STRATEGIES, INC. EIN 52-1874471 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $108K |
| BRIDGEHEALTH MEDICAL, INC EIN 26-0804648 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $105K |
| HCCMCA NONE | Claims processing; Direct payment from the plan Service code 12 | 1469 HOLY CROSS DRIVE FAIRBANKS, AK 99709 | $102K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $77K |
| MONDRESS MONACO PARR LOCKWOOD PLLC EIN 91-1917286 NONE | Legal; Direct payment from the plan Service code 29 | — | $77K |
| PARKER, SMITH, & FEEK EIN 91-0660018 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $50K |
| WELLS FARGO EIN 94-1347393 NONE | Investment management; Direct payment from the plan Service code 28 | — | $33K |
| HEMMING MORSE EIN 30-0702322 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| VAVRINEK, TRINE, DAY & CO., LLP EIN 95-2648289 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $23K |
| VISION SERVICE PLAN EIN 92-0078509 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $21K |
| GREG MORRIS EIN 76-0702672 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $19K |
| CLIFTON LARSON ALLEN EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,894 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,894 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED AMERICAN INSURANCE COMPANY | 581 | $2.2M |
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 1,888 | $145K |
| Prescription drug | UNITED AMERICAN INSURANCE COMPANY | 581 | $2.2M |
| Other(2 contracts, 2 carriers) | UNION LABOR LIFE INSURANCE COMPANY | 1,894 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,894 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.