No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN. SVC., INC. EIN 91-1363171 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Participant communication; Other fees; Accounting (including auditing); Copying and duplicating; Plan Administrator; Direct payment from the plan Service code 10 | — | $4.0M |
| LABOR FIRST, LLC EIN 06-1750191 NONE | Consulting (general) Service code 16 | — | $2.1M |
| PREMERA EIN 91-0499247 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.7M |
| COMAGINE HEALTH EIN 91-1072875 NONE | Direct payment from the plan; Other services Service code 49 | — | $204K |
| ZELIS CLAIMS INTEGRITY EIN 47-4319823 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $200K |
| BARLOW COUGHRAN MORALES & JOSEPHSON EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $172K |
| ALAFFIA HEALTH NONE | Direct payment from the plan; Claims processing Service code 12 | 169 MADISON AVE #2409 NEW YORK, NY 10016 | $125K |
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 NONE | Non-monetary compensation; Claims processing; Contract Administrator; Participant communication; Float revenue; Direct payment from the plan; Named fiduciary; Other services Service code 12 | — | $106K |
| ELIXIR RX SOLUTIONS, LLC EIN 90-1011712 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $105K |
| VIVACITY, INC. NONE | Claims processing; Direct payment from the plan Service code 12 | P.O. BOX 743979 LOS ANGELES, CA 900743979 | $103K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial; Insurance agents and brokers; Direct payment from the plan; Consulting (general) Service code 11 | — | $99K |
| CHANGE HEALTHCARE SOLUTIONS LLC EIN 20-5731067 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $95K |
| WASHINGTON CAPITAL MANAGEMENT, INC. EIN 91-1042342 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $50K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $43K |
| VERUS ADVISORY INC. EIN 91-1320111 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $33K |
| TURNER, STOEVE & GIGLIARDI, P.S EIN 91-1282506 NONE | Legal; Direct payment from the plan Service code 29 | — | $24K |
| BANK OF AMERICA NA EIN 94-1687665 NONE | Float revenue; Custodial (other than securities); Direct payment from the plan Service code 18 | — | $21K |
| HEALTH CARE COST MGMT CORP EIN 94-3283661 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,564 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 862 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,426 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | USABLE LIFE | 6,050 | $640K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 5,395 | $795K |
| Other | USABLE LIFE | 6,050 | $640K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,050 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.