No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELFARE & PENSION ADMIN. SVC., INC. EIN 91-1363171 NONE | Claims processing; Contract Administrator; Copying and duplicating; Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $2.4M |
| PREMERA EIN 91-0499247 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $1.3M |
| ENVISION RX EIN 90-1011712 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $200K |
| EKMAN CUSHING MAXWELL, PS EIN 91-1321138 NONE | Legal; Direct payment from the plan; Other services Service code 29 | — | $172K |
| QUALIS HEALTH EIN 91-1072875 NONE | Direct payment from the plan; Other services Service code 49 | — | $150K |
| CHANGE HEALTHCARE EIN 20-5731067 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $95K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial; Direct payment from the plan; Consulting (general) Service code 11 | — | $82K |
| CIGNA HEALTH & LIFE INS COMP EIN 59-1031071 NONE | Contract Administrator; Direct payment from the plan; Other services; Participant communication; Non-monetary compensation; Claims processing; Named fiduciary; Float revenue Service code 12 | — | $79K |
| WASHINGTON CAPITAL MANAGEMENT, INC. EIN 91-1042342 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $41K |
| VERUS ADVISORY INC. EIN 91-1320111 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $30K |
| LINDQUIST LLP EIN 52-2385296 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $22K |
| KEYBANK NATIONAL ASSOCIATION EIN 34-0797057 NONE | Shareholder servicing fees; Float revenue; Direct payment from the plan; Custodial (securities) Service code 19 | — | $16K |
| PSG CONSULTING EIN 27-2345574 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $15K |
| HCCMCA EIN 94-3283661 NONE | Other services; Direct payment from the plan Service code 49 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,650 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 651 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 397 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,698 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | LIFEMAP ASSURANCE COMPANY | 5,072 | $472K |
| Short-term disability | LIFEMAP ASSURANCE COMPANY | 5,072 | $472K |
| Stop-loss / reinsurancereinsurance | AMERICAN ALTERNATIVE INSURANCE CORPORATION | 5,387 | $1.6M |
| Other | LIFEMAP ASSURANCE COMPANY | 5,072 | $472K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,387 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.