No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NORTHWEST ADMINISTRATORS, INC EIN 91-0680697 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $146K |
| SERVICE PRINTING COMPANY, INC EIN 91-0830372 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $91K |
| WITHUMSMITH+BROWN, PC EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $22K |
| REID, BALLEW & LEAHY & HOLLAND LLP EIN 91-0749971 NONE | Legal; Direct payment from the plan Service code 29 | — | $17K |
| PRUDENTIAL TRUST CO EIN 86-1791757 NONE | Other investment fees and expenses; Direct payment from the plan; Investment management; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $16K |
| A.J. LONGO & ASSOCIATES EIN 35-2607925 NONE | Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $13K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Other services; Direct payment from the plan Service code 49 | — | $10K |
| ALAN D. BILLER & ASSOCIATES EIN 94-2854958 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213,620 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213,620 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 165,846 | $291K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 165,846 | $291K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165,846 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.