See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREMERA BLUE CROSS EIN 91-0499247 CONTRACT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | — | $1.0M |
| VISION SERVICE PLAN EIN 23-7089688 CONTRACT ADMIN. | Claims processing; Contract Administrator Service code 12 | — | $435K |
| EXPRESS SCRIPTS EIN 43-1420563 RX CLAIMS PROCESSOR | Claims processing Service code 12 | — | $124K |
| DELTA DENTAL EIN 91-0621480 DENTAL CONTRACT ADMIN. | Contract Administrator; Claims processing Service code 12 | — | $122K |
| MERCER HEALTH & BENEFITS EIN 34-2015463 PLAN CONSULTANT | Consulting (general); Consulting fees; Insurance agents and brokers; Insurance services Service code 16 | — | $115K |
| EMPATHIA EIN 39-1567366 NONE | Contract Administrator; Claims processing Service code 12 | — | $31K |
| VWC, P.S. EIN 91-1007261 AUDITOR | Accounting (including auditing) Service code 10 | — | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,475 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,475 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 2,716 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,716 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.