| Metric | This plan | Peer median | Peer avg | vs. peer |
|---|---|---|---|---|
| Premium per covered life | $1K | $657 | $726 | +91.0% |
| Broker comp per covered life | $11 | $18 | $30 | -38.5% |
| Broker comp % of premium | 0.9% | 4.8% | 6.1% | -3.9 pp |
| Retention rate | 0.0% | 0.0% | 1.9% | |
| Premium YoY % | 0.7% | -3.7% | 2.7% | +4.5 pp |
| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSURED PARTNERS OF WASHINGTON3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1.1M | $0 | $1.1M | 0.72% |
| ASSURED PARTNERS OF WASHINGTON3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1.1M | $0 | $1.1M | 1.53% |
| ASSURED PARTNERS OF WASHINGTON3 | 1325 4TH AVE STE. 2100 SEATTLE, WA 98101 | FIRST UNUM LIFE INSURANCE COMPANY | $74K | $0 | $74K | 2.99% |
| ASSURED PARTNERS OF WASHINGTON3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $70K | $0 | $70K | 2.93% |
| ASSURED PARTNERS OF WASHINGTON3 | 1325 4TH AVE STE 2100 SEATTLE, WA 98101 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $29K | $0 | $29K | 2.00% |
| ASSURED PARTNERS OF WASHINGTON LLC3 | 1325 FOURTH AVE, STE 2100 SEATTLE, WA 98101 | HARTFORD LIFE AND ACCIDENT | $0 | $0 | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 217,327 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 217,327 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HAWAII MEDICAL SERVICE ASSOCIATION | 4,726 | $29.9M |
| Dental | TRIPLE S SALUD, INC. | 1,272 | $7.8M |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 100,019 | $70.8M |
| Short-term disability(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 210,577 | $161.0M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 210,577 | $157.2M |
| Prescription drug | TRIPLE S SALUD, INC. | 1,272 | $7.8M |
| Other(5 contracts, 5 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 100,019 | $81.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 210,577 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.