| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH & FEEK INSURANCE LLC | 2233 112TH AVENUE NE BELLEVUE, WA 98004 | PREMERA BLUE CROSS | $25K | $20K | $45K | 2.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | PO BOX 5668 CONCORD, CA 94524 | PREMERA BLUE CROSS | $12K | — | $12K | 0.52% |
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTIONS INC | 9725 3RD AVENUE NE STE 110 SEATTLE, WA 981152071 | PRINCIPAL LIFE INSURANCE COMPANY | — | $6K | $6K | 5.47% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER, SMITH & FEEK INSURANCE LLC | 10400 NE 4TH ST STE 900 BELLEVUE, WA 980045174 | PRINCIPAL LIFE INSURANCE COMPANY | $921 | $3K | $3K | 3.09% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 16429 29TH PL SW BURIEN, WA 981663101 | PRINCIPAL LIFE INSURANCE COMPANY | $321 | — | $321 | 0.29% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 40 MARCUS DR FLOOR 3 MELVILLE, NY 117474268 | PRINCIPAL LIFE INSURANCE COMPANY | $104 | — | $104 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 260 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 268 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 277 | $2.3M |
| Dental(2 contracts, 2 carriers) | PREMERA BLUE CROSS | 283 | $2.4M |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 283 | $112K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 283 | $112K |
| Prescription drug | PREMERA BLUE CROSS | 277 | $2.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.