| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TIMBER PRODUCTS MANUFACTURERS3 | 951 E 3RD AVE SPOKANE, WA 99202 | SYMETRA LIFE INSURANCE COMPANY | $25K | — | $25K | 10.00% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH ST SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $12K | — | $12K | 4.67% |
| TIMBER PRODUCTS MANUFACTURERS3 | 951 E 3RD AVE SPOKANE, WA 99202 | SYMETRA LIFE INSURANCE COMPANY | $13K | — | $13K | 10.00% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH ST SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $7K | — | $7K | 5.00% |
| TIMBER PRODUCTS MANUFACTURERS3 | 951 E 3RD AVE SPOKANE, WA 99202 | SYMETRA LIFE INSURANCE COMPANY | $9K | — | $9K | 10.00% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH ST SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREMERA BLUE CROSS EIN 91-0499247 NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | — | $3.0M |
| TIMBER PRODUCTS MANUFACTURERS EIN 91-0820598 NONE | Plan Administrator; Direct payment from the plan Service code 14 | — | $976K |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 NONE | Direct payment from the plan; Consulting (general); Insurance agents and brokers; Insurance brokerage commissions and fees Service code 16 | — | $798K |
| CORKERY & JONES EIN 91-1269034 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers; Consulting (general) Service code 16 | — | $328K |
| DELTA DENTAL OF WASHINGTON EIN 91-0621480 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $224K |
| HUB INTERNATIONAL NORTHWEST, LLC EIN 91-2036015 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $202K |
| GROUP BENEFITS, LLC EIN 26-2229784 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $201K |
| A.W. REHN & ASSOCIATES, INC. EIN 91-1008626 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $176K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $106K |
| CIGNA HEALTHCARE NONE | Claims processing; Direct payment from the plan Service code 12 | 920 FIFTH AVE SUITE 1350 SEATTLE, WA 98104 | $97K |
| THE MURRAY GROUP EIN 20-0936230 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $97K |
| TURNER CONSULTING AND ACTUARIAL EIN 26-2178231 NONE | Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $72K |
| ROCKY MOUNTAIN INSURANCE GROUP, INC EIN 20-5531412 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $72K |
| KPD INSURANCE, INC. EIN 93-0843355 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $68K |
| WASHINGTON TRUST BANK NONE | Investment management; Investment management fees paid directly by plan Service code 28 | PO BOX 2127 SPOKANE, WA 99210 | $67K |
| HUB - BILLINGS NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | 3533 GABEL RD BILLINGS, MT 59102 | $66K |
| CLIFTONLARSONALLEN LLP EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $62K |
| HUB INTERNATIONAL MOUNTAIN STATES EIN 83-0185720 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $49K |
| JEFF HOLMAN INSURANCE EIN 91-1646008 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $40K |
| LEAVITT WEST NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 724 2ND ST E KALISPELL, MT 59901 | $38K |
| MONTGOMERY & GRAHAM, INC. EIN 91-1819536 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $34K |
| BERG BENEFITS, INC. NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | 1804 W UNION AVE #201 TACOMA, WA 98405 | $33K |
| VISION SERVICE PLAN EIN 91-6056925 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $28K |
| LARSEN LAW EIN 27-3524884 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| BIGGS INSURANCE NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 105 W. EVERGREEN BLVD SUITE 200 VANCOUVER, WA 98660 | $21K |
| HUB INTERNATIONAL NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 835 N POST ST SUITE 203 SPOKANE, WA 99201 | $17K |
| BLUE CROSS BLUE SHIELD OF MONTANA NONE | Direct payment from the plan; Claims processing Service code 12 | PO BOX 7982 HELENA, MT 59604 | $16K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $16K |
| SHANDRO GROUP NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 3380 W AMERICANA TERRACE SUITE 330 BOISE, ID 83706 | $13K |
| WARD INSURANCE AGENCY, INC. EIN 93-0963467 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $13K |
| DIGITAL BENEFITS ADVISORS EIN 58-2522668 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $10K |
| FOURNIER INUSRANCE SOLUTIONS NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | 5712 S ORCHARD ST UNIVERSITY PLACE, WA 98467 | $10K |
| TOWN & COUNTRY INSURANCE EIN 45-5360235 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,559 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 114 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,673 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts) | SYMETRA LIFE INSURANCE COMPANY | 7,636 | $473K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 7,636 | $249K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 939 | $91K |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 7,932 | $2.4M |
| Other(3 contracts) | SYMETRA LIFE INSURANCE COMPANY | 7,636 | $473K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,932 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.