| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORKERY AND JONES BENEFITS, INC.3 Filed as: CORKERY & JONES BENEFITS INC | 818 WEST RIVERSIDE STE 800 SPOKANE, WA 99201 | SYMETRA LIFE INSURANCE COMPANY | — | $56K | $56K | 4.78% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH ST SW MS 320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.03% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH ST. SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $775 | — | $775 | 2.07% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & O'NEILL LIFE INC. | 818 WEST RIVERSIDE STE. 800 SPOKANE, WA 99201 | SYMETRA LIFE INSURANCE COMPANY | $466 | — | $466 | 1.25% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREMERA BLUE CROSS EIN 91-0499247 NONE | Claims processing; Participant communication; Contract Administrator; Recordkeeping fees; Direct payment from the plan; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating Service code 10 | — | $2.4M |
| CORKERY & JONES BENEFITS, INC. EIN 91-1269034 NONE | Consulting fees; Direct payment from the plan; Insurance agents and brokers; Consulting (general); Insurance services Service code 16 | — | $1.0M |
| TIMBER PRODUCTS MANUFACTURERS, INC. EIN 91-0820598 NONE | Direct payment from the plan; Claims processing; Contract Administrator Service code 12 | — | $934K |
| HUB INTERNATIONAL NORTHWEST, LLC EIN 91-2036015 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $239K |
| OPTUMINSIGHT EIN 41-1858498 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Actuarial; Consulting (general) Service code 11 | — | $201K |
| WARD INSURANCE AGENCY, INC EIN 93-0963467 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $124K |
| DELTA DENTAL OF WA NONE | Claims processing; Contract Administrator; Direct payment from the plan Service code 12 | PO BOX 84885 SEATTLE, WA 98124 | $117K |
| CLIFTONLARSONALLEN LLP EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $94K |
| AW REHN & ASSOCIATES EIN 91-1008626 NONE | Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Contract Administrator; Participant communication; Claims processing; Copying and duplicating Service code 10 | — | $88K |
| GALLAGHER BENEFIT SERVICES, INC EIN 36-4291971 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $84K |
| PAYNE & FINANCIAL GROUP, INC. EIN 81-0479558 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $76K |
| BLACK INK BENEFITS NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 136 51ST STREET WEST REXBURG, ID 83440 | $70K |
| MONTGOMERY & GRAHAM, INC. EIN 91-1819536 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $67K |
| CFP, INC. INSURANCE EIN 93-0572310 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $66K |
| KPD INSURANCE, INC. EIN 93-0843355 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $51K |
| ROCKY MOUNTAIN INSURANCE GROUP, INC EIN 20-5531412 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $40K |
| WASHINGTON TRUST BANK NONE | Investment management fees paid directly by plan; Investment management Service code 28 | PO BOX 91060 SPOKANE, WA 99210 | $37K |
| FRED A. MORETON & COMPANY, INC EIN 87-0218394 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $23K |
| VISION SERVICE PLAN EIN 91-6056925 NONE | Copying and duplicating; Direct payment from the plan; Accounting (including auditing); Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing; Recordkeeping fees Service code 10 | — | $22K |
| WELLS FARGO INSURANCE SERVICES NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 601 W MAIN AVE SUITE 1400 SPOKANE, WA 99201 | $18K |
| LEAVITT GREAT WEST INSURANCE SVCS EIN 81-0520992 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $18K |
| JEFF HOLMAN INSURANCE NONE | Insurance agents and brokers Service code 22 | 403 N MARKET BLVD CHEHALIS, WA 98532 | $17K |
| RIHERD LAW OFFICE EIN 30-0787645 NONE | Legal; Direct payment from the plan Service code 29 | — | $10K |
| DIGITAL INSURANCE INC EIN 58-2522668 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 89 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,216 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | SYMETRA LIFE INSURANCE COMPANY | 7,682 | $231K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 7,682 | $193K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 584 | $37K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 7,571 | $1.2M |
| Other(2 contracts) | SYMETRA LIFE INSURANCE COMPANY | 7,682 | $231K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,682 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.