| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TIMBER PRODUCTS MANUFACTURERS3 | 951 E 3RD AVE SPOKANE, WA 99202 | SYMETRA LIFE INSURANCE COMPANY | $22K | — | $22K | 10.00% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH ST SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $11K | — | $11K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | SYMETRA LIFE INSURANCE COMPANY | — | $10K | $10K | 4.65% |
| TIMBER PRODUCTS MANUFACTURERS3 | 951 E 3RD AVE SPOKANE, WA 99202 | SYMETRA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| CONNEXION INSURANCE SOLUTIONS3 Filed as: CONNEXION INSURANCE SOLUTION | 7001 220TH ST SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | SYMETRA LIFE INSURANCE COMPANY | — | $2K | $2K | 3.92% |
| TIMBER PRODUCTS MANUFACTURERS3 | 951 E 3RD AVE SPOKANE, WA 99202 | SYMETRA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 1420 5TH AVE STE 1500 SEATTLE, WA 98101 | SYMETRA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.95% |
| CONNEXION INSURANCE SOLUTIONS3 | 7001 220TH ST. SW MS320 MOUNTLAKE TERRACE, WA 98043 | SYMETRA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PREMERA BLUE CROSS EIN 91-0499247 NONE | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $2.3M |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 NONE | Direct payment from the plan; Consulting (general); Insurance brokerage commissions and fees; Insurance agents and brokers Service code 16 | — | $790K |
| TIMBER PRODUCTS MANUFACTURERS EIN 91-0820598 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $772K |
| CORKERY & JONES EIN 91-1269034 NONE | Direct payment from the plan; Consulting (general); Insurance brokerage commissions and fees; Insurance agents and brokers Service code 16 | — | $263K |
| DELTA DENTAL NONE | Direct payment from the plan; Claims processing Service code 12 | PO BOX 84885 SEATTLE, WA 98124 | $143K |
| A.W. REHN & ASSOCIATES, INC. EIN 91-1008626 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $126K |
| HUB INTERNATIONAL NORTHWEST, LLC EIN 91-2036015 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $114K |
| HUB - BILLINGS NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | 3533 GABEL RD BILLINGS, MT 59102 | $109K |
| GROUP BENEFITS, LLC EIN 26-2229784 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $102K |
| GALLAGHER BENEFIT SERVICES, INC. EIN 36-4291971 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $77K |
| WASHINGTON TRUST BANK NONE | Investment management; Investment management fees paid directly by plan Service code 28 | PO BOX 2127 SPOKANE, WA 99210 | $60K |
| TURNER CONSULTING AND ACTUARIAL EIN 26-2178231 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $54K |
| JEFF HOLMAN INSURANCE EIN 91-1646008 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $53K |
| CLIFTONLARSONALLEN LLP EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $51K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $45K |
| HUB INTERNATIONAL MOUNTAIN EIN 83-0185720 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $43K |
| ROCKY MOUNTAIN INSURANCE GROUP, INC EIN 20-5531412 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $41K |
| MONTGOMERY & GRAHAM, INC. EIN 91-1819536 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $36K |
| KPD INSURANCE, INC. EIN 93-0843355 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $32K |
| WARD INSURANCE AGENCY, INC. EIN 93-0963467 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $30K |
| BERG BENEFITS, INC. NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | 1804 W UNION AVE #201 TACOMA, WA 98405 | $27K |
| LARSEN LAW EIN 27-3524884 NONE | Legal; Direct payment from the plan Service code 29 | — | $24K |
| VISION SERVICE PLAN EIN 91-6056925 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $18K |
| HORAN ASSOCIATES, INC. EIN 31-1004837 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| THE MURRAY GROUP EIN 20-0936230 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $13K |
| LEAVITT GREAT WEST INS. SERVICES EIN 81-0520992 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| DIGITAL BENEFITS ADVISORS EIN 58-2522668 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $8K |
| MYRIAD BENEFITS, LLC EIN 51-0541485 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $7K |
| TOWN & COUNTRY INSURANCE EIN 45-5360235 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $7K |
| ETHIX NORTHWEST, LLC EIN 13-4283589 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,576 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 76 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,652 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(3 contracts) | SYMETRA LIFE INSURANCE COMPANY | 6,017 | $302K |
| Short-term disability | SYMETRA LIFE INSURANCE COMPANY | 6,017 | $216K |
| Long-term disability | SYMETRA LIFE INSURANCE COMPANY | 873 | $42K |
| Stop-loss / reinsurancereinsurance | LIFEWISE ASSURANCE COMPANY | 5,323 | $1.4M |
| Other(3 contracts) | SYMETRA LIFE INSURANCE COMPANY | 6,017 | $302K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,017 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.