| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER(SLC) | 4565 PAYSPHERE CIR CHICAGO, IL 60674 | SELECT HEALTH | — | $6K | $6K | 1.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF IL EIN 36-1236610 SERVICE PROVIDER | Direct payment from the plan; Claims processing Service code 12 | — | $8.5M |
| 98POINT6 EIN 81-5231430 SERVICE PROVIDER | Contract Administrator Service code 13 | — | $1.4M |
| ALIGHT HOLDING COMPANY LLC EIN 82-1061233 SERVICE PROVIDER | Contract Administrator Service code 13 | 4 OVERLOOK POINT LINCOLNSHIRE, IL 600694302 | $960K |
| PRIME THERAPEUTICS EIN 26-0076803 SERVICE PROVIDER | Claims processing; Contract Administrator Service code 12 | — | $798K |
| AETNA LIFE INSURANCE COMPANY EIN 06-6033492 SERVICE PROVIDER | Claims processing; Direct payment from the plan; Contract Administrator Service code 12 | — | $294K |
| SMARTLIGHT ANALYTICS EIN 81-0791458 SERVICE PROVIDER | Contract Administrator Service code 13 | — | $195K |
| MERCER HUMAN RESOURCE CONSULTING EIN 13-2834414 SERVICE PROVIDER | Consulting (pension) Service code 17 | — | $131K |
| DELOITTE & TOUCHE EIN 13-3891517 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $109K |
| EMSANACARE INC. EIN 86-2544683 SERVICE PROVIDER | Contract Administrator Service code 13 | — | $107K |
| 1 LIFE HEALTHCARE,INC. EIN 76-0707204 SERVICE PROVIDER | Contract Administrator Service code 13 | — | $69K |
| JPMORGAN CHASE BANK, N.A. EIN 13-4994650 TRUSTEE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $34K |
| DAVIS VISION EIN 11-3051991 SERVICE PROVIDER | Direct payment from the plan; Claims processing Service code 12 | — | $34K |
| ARTEMIS HEALTH INC EIN 46-4071925 SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $20K |
| ERNST & YOUNG EIN 34-6565596 SERVICE PROVIDER | Accounting (including auditing) Service code 10 | — | $15K |
| J.P. MORGAN INVESTMENT MANAGEMENT I | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $13K |
| CROSSOVER HEALTH MEDICAL GROUP APC EIN 27-2210284 SERVICE PROVIDER | Contract Administrator Service code 13 | — | $10K |
| SSDC SERVICES EIN 38-3357459 SERVICE PROVIDER | Contract Administrator Service code 13 | — | $10K |
| BLACKROCK INSTITUTIONAL TRUST CO EIN 94-3112180 SERVICE PROVIDER | Investment management fees paid directly by plan; Trustee (bank, trust company, or similar financial institution); Direct payment from the plan; Trustee (discretionary); Investment management Service code 21 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 52,412 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 52,412 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 9 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,657 | $25.7M |
| Dental | DELTA DENTAL OF WASHINGTON | 1,354 | $302K |
| Vision(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,657 | $25.7M |
| Prescription drug(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 2,657 | $25.1M |
| Other | HARTFORD ACCIDENT AND LIFE INSURANCE COMPANY | 14 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 39,862 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.