| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SPETNER ASSOCIATES INC3 | 8220 DELMAR BLVD STE 200 SAINT LOUIS, MO 63124 | SUNLIFE ASSURANCE CO OF CANADA | $286K | — | $286K | 10.95% |
| YONASAN ABRAHAM3 | 1 SPRINGBROOK DR JACKSON, NJ 08527 | SUNLIFE ASSURANCE CO OF CANADA | $286K | — | $286K | 10.95% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502174 | SUNLIFE ASSURANCE CO OF CANADA | $103K | $28K | $131K | 5.01% |
| SPETNER ASSOCIATES INC3 | 8220 DELMAR BLVD ST LOUIS, MO 63124 | CONTINENTAL AMERICAN INSURANCE COMPANY | $264K | — | $264K | 17.46% |
| YONASAN ABRAHAM3 | 1 SPRINGBROOK LAKEWOOD, NJ 08701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $207K | — | $207K | 13.65% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69K | — | $69K | 4.59% |
| BRIAN W PATTEN3 Filed as: BRIAN WILLIAM PATTEN | 121 BUCKTHORN RD BADEN, PA 150052561 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56K | — | $56K | 3.72% |
| JAMI GONZALEZ3 Filed as: JAMI TWILA GONZALEZ | 10224 N 66TH DR GLENDALE, AZ 85302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27K | — | $27K | 1.78% |
| JONATHAN DAVID BESWARICK3 | 121 BUCKTHORN RD BADEN, PA 150052561 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19K | — | $19K | 1.24% |
| VICTOR NORDENFLYCHT-DARBY3 | 2459 N BRIGHTON ST BURBANK, CA 91504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 1.08% |
| MARIANNE E SULLIVAN3 Filed as: MARIANNE ELIZABETH SULLIVAN | 305 WATERFORD COURT CRANBERRY TWP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 0.58% |
| CATHERINE ANN MCLERNON3 | 2503 JACKSON SQUARE CIRCLE KISSIMMEE, FL 34741 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 0.37% |
| CHRISTINA MARIE NORDENFLYCHT DARBY3 | 701 N PASS AVENUE BURBANK, CA 91505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 0.33% |
| CHARLES MICHAEL BANDELIER3 | 6107 SEABREE LANE FORT WAYNE, IN 46835 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 0.30% |
| ERICA WASIK3 | 1028 JEFFERSON ROAD PITTSBURGH, PA 15235 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.29% |
| APRIL LYNN WEBER3 | 12030 AGANA ST ORLANDO, FL 32837 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.29% |
| KAYLIE ALLISON LING3 | 243 TAMARACK DR MARS, PA 160465303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.23% |
| ANDREA DOROTHY ALMA-SMITH3 | 1902 REGINA CT SANTA MARIA, CA 93458 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.22% |
| SEAN P SMITH3 | 20 FIR DR TRIADELPHIA, WV 260599616 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.21% |
| DAWN MARIE WITTFELT3 | 810 RIVER RD SYKESVILLE, MD 21784 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.20% |
| ERIN SMITH3 | 112 EARLY TIMES BLVD BARDSTOWN, KY 400048106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.17% |
| MANDY J LIBECCO3 | 1823 KITTANNING PIKE PETROLIA, PA 16050 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.15% |
| JOSEPH MORGAN3 Filed as: JOSEPH M MORGAN | 11 WOODLAND DR WHEELING, WV 26003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.14% |
| DEREK P SMITH3 Filed as: DEREK PRITCHARD SMITH | 801 PANORAMA DR DRIPPING SPRINGS, TX 786202532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.14% |
| RACHEL A HUSKEY3 | 1707 MASSACHUSETTS AVE JOPLIN, MO 648040947 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.14% |
| NICHOLAS MONTILINO3 | 401 MAPLE ST APT D MURRAY, KY 420712527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.13% |
| CORY R CORTES3 | 5538 BROADWAY ST INDIANAPOLIS, IN 462203071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| JESSE ROBERT ORTEGA3 | 496 TYLER DR NEW ALBANY, IN 47150 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| WEDDINGTON INSURANCE LLC3 | 712 1/2 N WESTERN AVE PARK RIDGE, IL 60068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| PAULA C. FRIZZELL3 Filed as: PAULA CUMMINS FRIZZELL | 945 STAR SHOOT PKWY LEXINGTON, KY 40509 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| NICHOLETTE R MONTINI3 | 1195 WASHINGTON PIKE BRIDGEVILLE, PA 15017 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| MICHAEL V BARRECA3 | 2966 MALIBU DRIVE SW WARREN, OH 44481 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.09% |
| DAVID A WARNER3 | 2407 ALEXANDER MNR W STEUBENVILLE, OH 43952 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.08% |
| JENNIFER MARIE FISHER3 | 2870 N TOWNE AVE POMONA, CA 91767 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.07% |
| ERIC JOSEPH BELANCIC3 | 147 SENECA ROAD WHEELING, WV 26003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.07% |
| ANTHONY MARCUS MENDOZA3 | 1556 E MAIN ST EI CAJON, CA 92021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $978 | — | $978 | 0.06% |
| JAY C. NEWLIN3 Filed as: JAY C NEWLIN | 804 SENEFF CT PLAINFIELD, IN 46168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $883 | — | $883 | 0.06% |
| DIANE J KRENTZMAN PORTER3 | 6 CEDAR LN FOXBOROUGH, MA 020353112 | CONTINENTAL AMERICAN INSURANCE COMPANY | $826 | — | $826 | 0.05% |
| MICHAEL S CLISE3 | 361 LITTLE CREEK RD HARMONY, PA 160379604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $796 | — | $796 | 0.05% |
| JEREMY C TUCKFELT3 | 3456 PENN AVE PITTSBURGH, PA 15201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $779 | — | $779 | 0.05% |
| HENSLEY A AKIBOH3 Filed as: HENSLEY ALAN AKIBOH | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $754 | — | $754 | 0.05% |
| MICHAEL R. FISHER3 Filed as: MICHAEL ROBERT FISHER | 532 PARK ROSE AVE MONROVIA, CA 91016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $718 | — | $718 | 0.05% |
| RANDY DALE WEBER SR.3 Filed as: RANDY DALE WEBER SR | 13313 FALCON POINTE DR ORLANDO, FL 32837 | CONTINENTAL AMERICAN INSURANCE COMPANY | $663 | — | $663 | 0.04% |
| CHARLES M SAYBEL3 Filed as: CHARLES MAX SAYBEL | 214 KAIDAN DR PITTSBURGH, PA 152513902 | CONTINENTAL AMERICAN INSURANCE COMPANY | $602 | — | $602 | 0.04% |
| HEATHER TRAVIS3 Filed as: HEATHER S PECK | 53 RED BARN WAY CAVE CITY, KY 421278332 | CONTINENTAL AMERICAN INSURANCE COMPANY | $601 | — | $601 | 0.04% |
| JAMES J ROWE3 Filed as: JAMES JACKSON ROWE | 3386 CHALICE CT PLAINFIELD, IN 46168 | CONTINENTAL AMERICAN INSURANCE COMPANY | $559 | — | $559 | 0.04% |
| JOSEPH W CALABRO SR3 Filed as: JOSEPH W CALABRO | 36 ROBINHOOD DR CRANBERRY TOWNSHIP, PA 160664342 | CONTINENTAL AMERICAN INSURANCE COMPANY | $557 | — | $557 | 0.04% |
| ALISON MARIE GUIDI3 | 20785 E GELDING DR SCOTTSDALE, AZ 852551737 | CONTINENTAL AMERICAN INSURANCE COMPANY | $552 | — | $552 | 0.04% |
| MARK D STONER3 | 10170 CAPE ANN DR COLUMBIA, MD 21046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $537 | — | $537 | 0.04% |
| JOSE ARAGON3 | 13882 TUSTIN EAST DRIVE 74 TUSTIN, CA 92780 | CONTINENTAL AMERICAN INSURANCE COMPANY | $520 | — | $520 | 0.03% |
| ANDREA HARPER3 | 1294 LITTLE ROBINSON CREEK VIRGIE, KY 41572 | CONTINENTAL AMERICAN INSURANCE COMPANY | $476 | — | $476 | 0.03% |
| MICHAEL A. BITTEL3 Filed as: MICHAEL ANTHONY BITTEL | 129 MAION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $392 | — | $392 | 0.03% |
| SETH O AKERS3 | 487 NORMANDY STATION RD TAYLORSVILLE, KY 40071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $378 | — | $378 | 0.02% |
| AMBER NICOLE RICHARDSON3 Filed as: AMBER RICHARDSON | 5836 BROOKS HILL ROAD BROOKS, KY 40109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $378 | — | $378 | 0.02% |
| CHRISTINE MILDRED SCHOEN3 | 6048 ROUTE 446 ELDRED, PA 16731 | CONTINENTAL AMERICAN INSURANCE COMPANY | $369 | — | $369 | 0.02% |
| MELISSAL COLEMAN3 | 28803 DIAMONDHEAD S MONTGOMERY, TX 773562814 | CONTINENTAL AMERICAN INSURANCE COMPANY | $338 | — | $338 | 0.02% |
| STEVEN MCGEORGE3 Filed as: STEVEN WILLIAM MCGEORGE | 4658 WALNUT AVENUE CHINO, CA 91710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $329 | — | $329 | 0.02% |
| DOUGLAS MARK BICKFORD3 | 6048 ROUTE 446 ELDRED, PA 16731 | CONTINENTAL AMERICAN INSURANCE COMPANY | $319 | — | $319 | 0.02% |
| ARLENE CRYSTAL PEREZ3 | 1822 E 61 ST LOS ANGELES, CA 90001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $260 | — | $260 | 0.02% |
| RYAN JAMES CLEPPER3 | 124 EDGELL STREET GARDNER, MA 01440 | CONTINENTAL AMERICAN INSURANCE COMPANY | $254 | — | $254 | 0.02% |
| CHRISTIE WRIGHT3 | 5020 ASHBORNE RD GLEN ALLEN, VA 230606377 | CONTINENTAL AMERICAN INSURANCE COMPANY | $230 | — | $230 | 0.02% |
| ALICIA BEEZLEY CLIFTON3 | 1715 SPARTAN LANE HOSCHTON, GA 30548 | CONTINENTAL AMERICAN INSURANCE COMPANY | $159 | — | $159 | 0.01% |
| JACK BITTEL3 | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $132 | — | $132 | 0.01% |
| NICHOLAS MONTILINO3 | 401 MAPLE ST APT D MURRAY, KY 420712527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $131 | — | $131 | 0.01% |
| JACOB CHRISTOPHER EMPFIELD3 | 3 HAZELBRANCH ALISO VIEJO, CA 92656 | CONTINENTAL AMERICAN INSURANCE COMPANY | $124 | — | $124 | 0.01% |
| KELLY M FERUT3 Filed as: KELLY FERUT | 481 LONG JOHN SILVER RD DU BOIS, PA 15801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99 | — | $99 | 0.01% |
| PATRICK JOHN CALABRO3 | 11 LAWSON AVE PITTSBURGH, PA 152052926 | CONTINENTAL AMERICAN INSURANCE COMPANY | $89 | — | $89 | 0.01% |
| GEORGE A BITTEL3 Filed as: GEORGE ANTHONY BITTEL | 129 MARION DRIVE MCMURRAY, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 0.01% |
| ROBERT W BURGETT3 Filed as: ROBERT WAYNE BURGETT | 3670 W 141ST ST CARMEL, IN 460747703 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.00% |
| JESSICA PEREZ3 | 4612 7TH AVE LOS ANGELES, CA 90043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.00% |
| ANDREW GEORGE BLUNDON3 | 24 MAINE ST APT 5 ALLENSTOWN, NH 03275 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | — | $40 | 0.00% |
| THOMAS FRANCIS BAKER3 | 215 ATHENS ST UNIT 4 SOUTH BOSTON, MA 021271974 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.00% |
| REMINGTON FRIEND3 | 8614 FRIENDSVILLE ROAD FRIENDSVILLE, MD 21531 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,671 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,671 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | SUNLIFE ASSURANCE CO OF CANADA | 1,688 | $2.6M |
| Vision | SUNLIFE ASSURANCE CO OF CANADA | 1,688 | $2.6M |
| Life insurance | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,658 | $1.5M |
| Short-term disability | SUNLIFE ASSURANCE CO OF CANADA | 1,688 | $2.6M |
| Long-term disability | SUNLIFE ASSURANCE CO OF CANADA | 1,688 | $2.6M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 1,811 | $1.7M |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,658 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,658 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.