See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 THIRD-PARTY ADMINISTRATOR | Contract Administrator; Direct payment from the plan; Participant communication; Claims processing; Named fiduciary; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Custodial (other than securities) Service code 12 | 2250 SOUTH RANCHO DRIVE, LAS VEGAS, NV 89102 | $511K |
| NOVARA TESIJA & CATENACCI, P.L.L.C EIN 38-3763096 ATTORNEY | Legal; Direct payment from the plan Service code 29 | 2000 TOWN CENTER, 2370 SOUTHFIELD, MI 48075 | $153K |
| RAEL & LETSON EIN 94-2602731 CONSULTANT/ACTUARY | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | 35 NO. LAKE AVE, SUITE810 PASADENA, CA 91101 | $81K |
| NEVADA HEALTH SOLUTIONS CONSULTING | Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 13 | PO BOX 61440 702-216-1653 LAS VEGAS, NV 89160 | $80K |
| LAYTON LAYTON & TOBLER LLP EIN 88-0176927 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | 606 SOUTH NINTH STREET LAS VEGAS, NV 891017013 | $30K |
| RUBINBROWN EIN 43-0765316 PAYROLL AUDITING/CONSLTNT | Direct payment from the plan; Other services Service code 49 | 7881 WEST CHARLESTON BLVD LAS VEGAS, NV 89117 | $27K |
| NEPC, LLC EIN 86-1323040 INVESTMENT ADVISOR | Investment advisory (plan); Direct payment from the plan Service code 27 | 224 N PARK AVE FREMONT, NE 68025 | $25K |
| THE SEGAL COMPANY CONSULTANT | Consulting (general); Direct payment from the plan Service code 16 | 333 WEST 34TH STREET 212-251-5000 NEW YORK, NY 10001 | $25K |
| MILLER KAPLAN ARASE, LLP CLAIMS/SYSTEM AUDITS | Other services; Direct payment from the plan Service code 49 | 4123 LANKERSHIM BOULEVARD 818-769-2010 NORTH HOLLYWOOD, CA 91602 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 576 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 584 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | LIBERTY DENTAL | 650 | $396K |
| Vision | VISION SERVICE PLAN | 650 | $75K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 650 | $29K |
| Prescription drug | SAV-RX | 650 | $769K |
| Stop-loss / reinsurancereinsurance | CENTERSTONE INSURANCE AND FINANCING | 650 | $672K |
| Other(2 contracts, 2 carriers) | ANTHEM BLUE CROSS BLUE SHIELD | 650 | $226K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 650 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.