| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLARK & ASSOCIATES3 | 520 HAMMILL LANE RENO, NV 89511 | PROMINENCE HEALTH PLAN | $167K | $0 | $167K | 0.82% |
| R&J INSURANCE SERVICES, LLC3 Filed as: R&J INSURANCE SERVICES | PO BOX 34625 RENO, NV 89533 | PROMINENCE HEALTH PLAN | $124K | $0 | $124K | 0.61% |
| HEALTH BENEFITS ASSOCIATES3 Filed as: HEALTH BENEFITS ASSOCIATES, INC. | 3716 LAKESIDE DR NO. 100 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $108K | $0 | $108K | 0.53% |
| LEWIS ,JOEL3 Filed as: J&M LEWIS INC. DBA LANGLANDS ASSOC. | 1535 DESERET DR. MINDEN, NV 89423 | PROMINENCE HEALTH PLAN | $86K | $0 | $86K | 0.42% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SERVICES | 7881 W CHARLESTON BLVD. #140 LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $73K | $0 | $73K | 0.36% |
| DISTINCTIVE INSURANCE3 | 9555 HILLWOOD DRIVE SUITE 140 LAS VEGAS, NV 89134 | PROMINENCE HEALTH PLAN | $72K | $0 | $72K | 0.35% |
| DILLON HEALTH, LLC3 | 329 FLINT STREET RENO, NV 89501 | PROMINENCE HEALTH PLAN | $72K | $0 | $72K | 0.35% |
| COMSTOCK INSURANCE3 | 9424 DOUBLE R BLVD RENO, NV 89511 | PROMINENCE HEALTH PLAN | $49K | $0 | $49K | 0.24% |
| EMPLOYER BENEFITS, INC.3 | 31 KEYSTONE AVE RENO, NV 89503 | PROMINENCE HEALTH PLAN | $47K | $0 | $47K | 0.23% |
| HENDRICKS & ASSOCIATES3 | PO BOX 3077 RENO, NV 89505 | PROMINENCE HEALTH PLAN | $46K | $0 | $46K | 0.22% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE, INC. | PO BOX 7340 RENO, NV 89510 | PROMINENCE HEALTH PLAN | $43K | $0 | $43K | 0.21% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC NORT | 5985 HOME GARDENS DR. SUITE A RENO, NV 89502 | PROMINENCE HEALTH PLAN | $38K | $0 | $38K | 0.19% |
| PROSESSION INC3 Filed as: PROSESSION INC. | 1 EAST LIBERTY SUITE 600 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $37K | $0 | $37K | 0.18% |
| THE MULTICARE GROUP LLC3 | 5715 W. ALEXANDER ROAD SUITE 130 LAS VEGAS, NV 89130 | PROMINENCE HEALTH PLAN | $35K | $0 | $35K | 0.17% |
| CAROTHERS INSURANCE AGENCY3 | 3037 E WARM SPRINGS RD SUITE 400 LAS VEGAS, NV 89120 | PROMINENCE HEALTH PLAN | $26K | $0 | $26K | 0.13% |
| L/P INSURANCE SERVICES3 | 300 EAST 2ND STREET SUITE 1300 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $25K | $0 | $25K | 0.12% |
| DL BUTCHER CONSULTING LLC3 Filed as: DL BUTCHER CONSULTING LLC BUTCHER | 415 CHURCH ST UNITE 2302 NASHVILLE, TN 37219 | PROMINENCE HEALTH PLAN | $25K | $0 | $25K | 0.12% |
| SEMEL RISK CONSULTANTS, LLC3 | 2055 BAYVIEW DRIVE RENO, NV 89521 | PROMINENCE HEALTH PLAN | $23K | $0 | $23K | 0.11% |
| LIBERTY COMPANY INSURANCE BROKERS3 Filed as: LIBERTY COMPANY INSURANCE BROKER | 5955 DE SOTO AVE SUITE 250 WOODLAND HILLS, CA 91367 | PROMINENCE HEALTH PLAN | $23K | $0 | $23K | 0.11% |
| M&M INSURANCE AGENCY3 Filed as: M & M INSURANCE AGENCY | 2088 FOREST GROVE LN SPARKS, NV 89436 | PROMINENCE HEALTH PLAN | $23K | $0 | $23K | 0.11% |
| MICHELETTI ALTERNATIVE INS SOLUTION3 | 300 BANNER CT. SUITE 1 MODESTO, CA 95656 | PROMINENCE HEALTH PLAN | $22K | $0 | $22K | 0.11% |
| SWARTS MANNING & ASSOCIATES3 Filed as: SWARTS, MANNING & ASSOCIATES | 10091 PARK RUN DR SUITE 200 LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $21K | $0 | $21K | 0.10% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 Filed as: EMPLOYEE BENEFIT SOLUTIONS, INC. | 10161 PARK RUN DRIVE SUITE 1 LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $20K | $0 | $20K | 0.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | 4371 LATHAM ST SUITE 101 RIVERSIDE, CA 92501 | PROMINENCE HEALTH PLAN | $16K | $0 | $16K | 0.08% |
| ELEVATED BENEFITS PLCC3 | 135 BLAIR PLACE RENO, NV 89509 | PROMINENCE HEALTH PLAN | $15K | $0 | $15K | 0.08% |
| ZANNA CURRY3 | 3495 LAKESIDE DRIVE #1295 RENO, NV 89519 | PROMINENCE HEALTH PLAN | $15K | $0 | $15K | 0.07% |
| LARRY PEYTON3 | 1544 US HWY 395 N SUITE 5 GARDNERVILLE, NV 89410 | PROMINENCE HEALTH PLAN | $14K | $0 | $14K | 0.07% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $14K | $0 | $14K | 0.07% |
| THE LAUGHTON COMPANY3 | 140 WASHINGTON ST SUITE 100 RENO, NV 89503 | PROMINENCE HEALTH PLAN | $14K | $0 | $14K | 0.07% |
| SCOTT HELD INSURANCE AGENCY3 | 5855 AVENIDA ENCINA SUITE 145 CARLSBAD, CA 92008 | PROMINENCE HEALTH PLAN | $13K | $0 | $13K | 0.07% |
| PROSPERO BENF. GROUP AND INS. SVCS.3 Filed as: PROSPERO BENEFITS GROUP & INS | 925 HIGHLAND POINTE DRIVE SUITE 190 ROSEVILLE, CA 95678 | PROMINENCE HEALTH PLAN | $13K | $0 | $13K | 0.06% |
| MED BENEFITS3 | 1875 SPANISH SPRINGS RD SPARKS, NV 89436 | PROMINENCE HEALTH PLAN | $13K | $0 | $13K | 0.06% |
| HOLLAND-WILLIAMS INC3 Filed as: HOLLAND-WILLIAMS, INC. | PO BOX 35919 LAS VEGAS, NV 89133 | PROMINENCE HEALTH PLAN | $12K | $0 | $12K | 0.06% |
| DENNIS FINANCIAL SERVICES3 | 707 RESPECTFUL RIDGE CT HENDERSON, NV 89012 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.06% |
| JEWELS BENEFITS3 | PO BOX 21934 CARSON CITY, NV 89721 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.05% |
| ERHNAM LLC3 | 2360 COMMERCIAL PAHRUMP, NV 89048 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.05% |
| HENKES WELSH INSURANCE INC.3 Filed as: HENKES WELSH INSURANCE, INC. | PO BOX 11455 RENO, NV 89510 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.05% |
| BREEN INSURANCE, INC.3 | PO BOX 6597 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.05% |
| BENEFIT CONCEPTS INC3 Filed as: BENEFIT CONCEPTS, INC. | 1173 BRITTMOORE RD HOUSTON, TX 770435003 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.05% |
| LAURIE MCLELLAND3 | PO BOX 34570 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.05% |
| JASON CUSHING3 | 5446 THORNWOOD DR SUITE 200 SAN JOSE, CA 95123 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.05% |
| MARK AVILA3 | 2320 FIRESIDE CIRCLE RENO, NV 89509 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.05% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, LTD, LAS VEGAS | 5740 S. ARVILLE 3204 LAS VEGAS, NV 89118 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.04% |
| M STEFFEN SCHNEIDER AENCY, LLC3 | 4740 S. VALLEY VIEW BLVD LAS VEGAS, NV 89103 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.04% |
| MFG LLC3 Filed as: MFG BENEFITS | 1325 AIRMOTIVE WAY SUITE 390 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $7K | $0 | $7K | 0.03% |
| COMPREHENSIVE INSURANCE SOLUTIONS3 | 5550 PAINTED MIRAGE RD SUITE 3 LAS VEGAS, NV 89149 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.03% |
| ANDREINI & COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.03% |
| JOHN COBBEY3 | PO BOX 135 SILVER CITY, NV 89428 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.03% |
| LEAVITT GROUP3 Filed as: LEAVITT UNITED INSURANCE SERVICES | 2358 MARITIME DR. SUITE 100 ELK GROVE, CA 95758 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.03% |
| AN & GEO LLC3 | 1625 SPLINTER ROCK WAY NORTH LAS VEGAS, NV 89031 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.02% |
| ANDREA MADSEN3 | P. O BOX 61815 BOULDER CITY, NV 89006 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.02% |
| INSPIRION INSURANCE SOLUTIONS AGENC3 | 4735 S DURANGO DR SUITE 140 LAS VEGAS, NV 89147 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.02% |
| BRETT BINNEWEG INSURANCE3 | P. O. BOX 1332 CARNELIAN BAY, CA 96140 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.02% |
| MANIFESTED ABUNDANCE INC3 Filed as: MANIFESTED ABUNDANCE INC. | 2505 ANTHEM VILLAGE DR SUITE E484 HENDERSON, NV 89052 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.02% |
| MICHAEL DANIEL3 | 680 QUEEN WAY SPARKS, NV 89431 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.02% |
| BEP CONSULTING LLC3 Filed as: BEP CONSULTING, LLC DBA PREMIER INS | 2835 ANTERES ST LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.02% |
| CLINT D DUROCHER INSURANCE AGENCY3 | 190 W. HUFFAKER LANE SUITE 406 RENO, NV 89511 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.02% |
| SUPERIOR BENEFITS INC3 Filed as: SUPERIOR BENEFITS, LLC | 8805 CEUTA STREET LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.02% |
| MARK BERNSTEIN3 | PO BOX 3005 INCLINE VILLAGE, NV 89450 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.01% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE CENTERS | 135 MAIN STREET 21ST FLOOR SAN FRANCISCO, CA 94105 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| LMG CONSULTING LLC3 Filed as: LMG CONSULTING | 5037 SUBLIGHT AVENUE LAS VEGAS, NV 89108 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| SHERYL MARTIN3 | 7500 W. LAKE MEAD BLVD #9-487 LAS VEGAS, NV 89128 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES, LLC | 11060 WHITE ROCK ROAD SUITE 160 RANCHO CORDOVA, CA 95670 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| AWAREGOLD INC.3 | 445 APPLE STREET #110 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| KEVIN CURTIS3 | PO BOX 11185 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| MAX YOUNG3 | 20261 SW ACACIA ST. SUITE 240 NEWPORT BEACH, CA 92660 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: JKA ENTERPRISES DBA AG INSURANCE | 3455 CLIFF SHADOWS PKWY SUITE 150 LAS VEGAS, NV 89129 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF CA INS SVCS LLC | 1425 RIVER PARK DR #226 SACRAMENTO, CA 95815 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| BRITTAIN INSURANCE SERVICES3 | P. O. BOX 4178 COVINA, CA 91723 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| MICHAEL DANIEL3 Filed as: MICHAEL CASPARY | PO BOX 19367 RENO, CA 89511 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.01% |
| EUREKA INSURANCE SOLUTIONS3 Filed as: EUREKA INSURANCE SERVICES | 4465 GRANITE DR. STE 1024 ROCKLIN, CA 95677 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.01% |
| VICTORIA PAIGE TRIPP3 | 1221 ALLDERTON LANE SUITE 350 LAS VEGAS, NV 89144 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.01% |
| USI INSURANCE SERVICES LLC3 | 8360 W SAHARA AVE SUITE 110 LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.01% |
| NEVADA BENEFITS CORPORATION3 | 9505 HILLWOOD DR. SUITE 100 LAS VEGAS, NV 89134 | PROMINENCE HEALTH PLAN | $981 | $0 | $981 | 0.00% |
| INSURANCE OFFICE OF AMERICA3 | 1855 W STATE ROAD 434 LONGWOOD, FL 32750 | PROMINENCE HEALTH PLAN | $803 | $0 | $803 | 0.00% |
| GINA ESPINAL-AGERRE3 | 4600 KIETZKE LN STE A105 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $524 | $0 | $524 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,999 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,011 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH PLAN | 4,903 | $20.4M |
| Prescription drug | PROMINENCE HEALTH PLAN | 4,903 | $20.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,903 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.