| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLARK & ASSOCIATES3 | 5470 RENO CORPORATE DRIVE RENO, NV 89511 | PROMINENCE HEALTH PLAN | $35K | $0 | $35K | 1.21% |
| DILLON HEALTH, LLC3 | 329 FLINT STREET RENO, NV 89501 | PROMINENCE HEALTH PLAN | $22K | $0 | $22K | 0.76% |
| LANGLANDS & ASSOCIATES3 | PO BOX 1150 GENOA, NV 89411 | PROMINENCE HEALTH PLAN | $12K | $0 | $12K | 0.40% |
| LEWIS ,JOEL3 Filed as: J&M LEWIS INC. DBA LANGLANDS & ASSO | 1664 US HIGHWAY 395 N. #701 MINDEN, NV 89423 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.36% |
| R&J INSURANCE SERVICES, LLC3 | PO BOX 34625 RENO, NV 89533 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.36% |
| HEALTH BENEFITS ASSOCIATES3 Filed as: HEALTH BENEFITS ASSOCIATES, INC. | 3716 LAKESIDE DR NO. 100 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $9K | $0 | $9K | 0.32% |
| SEMEL RISK CONSULTANTS, LLC3 | 2055 BAYVIEW DRIVE RENO, NV 89521 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.26% |
| COMSTOCK INSURANCE3 | 9424 DOUBLE R BLVD RENO, NV 89511 | PROMINENCE HEALTH PLAN | $7K | $0 | $7K | 0.26% |
| EMPLOYER BENEFITS, INC.3 | 31 KEYSTONE AVE RENO, NV 89503 | PROMINENCE HEALTH PLAN | $7K | $0 | $7K | 0.23% |
| PEYTON, LARRY3 | 770 NORTHWOOD BLVD. #9 INCLINE VILLAGE, NC 89451 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.20% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES, LLC | 300 EAST 2ND STREET SUITE 1300 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.19% |
| COBBEY, JOHN3 | PO BOX 135 SILVER CITY, NV 89428 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.16% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, LTD, LAS VEGAS | 5740 S. ARVILLE 3204 LAS VEGAS, NC 89118 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.14% |
| BREEN INSURANCE, INC.3 | PO BOX 6597 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.13% |
| SMITH, ROBERT3 | PO BOX 5996 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.10% |
| DANIEL, MICHAEL3 | 680 QUEEN WAY SPARKS, NV 89431 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.10% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NV, LLC NORTH | 5985 HOME GARDENS DR SUITE A RENO, NV 89502 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.10% |
| SWARTS MANNING & ASSOCIATES3 Filed as: SWARTS, MANNING & ASSOCIATES | 10091 PARK RUN DR SUITE 200 LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.09% |
| BERNSTEIN, MARK3 | PO BOX 3005 INCLINE VILLAGE, NV 89450 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.08% |
| CURRY, ZANNA3 | 2540 DICKERSON ROAD #4 RENO, NV 89503 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.06% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA, SOUTH | 375 E. WARM SPRINGS SUITE 201 LAS VEGAS, NV 89119 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.06% |
| VANTAGE INSURANCE AGENCY OF NV3 | PO BOX 33235 RENO, NV 89533 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.05% |
| CAROTHERS INSURANCE AGENCY3 Filed as: CAROTHERS INSURANCE AGENCY, INC. | 3161 E. WARM SPRINGS RD. #300 LAS VEGAS, NV 89120 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.05% |
| HENDRICKS & ASSOCIATES3 | PO BOX 3077 RENO, NV 89505 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.05% |
| ASPEN INSURANCE SERVICES, INC3 Filed as: ASPEN INSURANCE SERVICES | PO BOX 20069 RENO, NV 89515 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.05% |
| DILKS, JAMES3 | 8546 CALLE CARABE AVE RANCHO CUCAMONGA, CA 91730 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.04% |
| INSURANCE, MIKE MENATH3 | 333 VILLAGE BLVD., #203 INCLINE VILLAGE, NV 89451 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.04% |
| MCLELLAND, LAURIE3 | PO BOX 34570 RENO, NV 84570 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.04% |
| A AND H INSURANCE INC.3 | PO BOX 7340 RENO, NV 89510 | PROMINENCE HEALTH PLAN | $928 | $0 | $928 | 0.03% |
| EMPLOYEE BENEFITS SOLUTIONS3 Filed as: EMPLOYEE BENEFITS SOLUTIONS, INC. | 10161 PARK RUN DRIVE SUITE 150 LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $764 | $0 | $764 | 0.03% |
| M & O AGENCIES INC3 Filed as: M&O AGENCIES, INC. DBA THE MAHONEY | 6029 S. RAINBOW BLVD. LAS VEGAS, NV 89118 | PROMINENCE HEALTH PLAN | $648 | $0 | $648 | 0.02% |
| JEWELS BENEFITS3 | 2613 EMPIRE RANCH RD SUITE 21934 CARSON CITY, NV 89701 | PROMINENCE HEALTH PLAN | $357 | $0 | $357 | 0.01% |
| CASPARY, MICHAEL3 | PO BOX 19367 RENO, NV 89511 | PROMINENCE HEALTH PLAN | $277 | $0 | $277 | 0.01% |
| MFG LLC3 Filed as: MFG BENEFITS, LLC | 1325 AIRMOTIVE WAY SUITE 390 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $253 | $0 | $253 | 0.01% |
| AGENCY, INSPIRION INS. SOLUTIONS3 | 4735 S DURANGO DR SUITE 140 LAS VEGAS, NV 89147 | PROMINENCE HEALTH PLAN | $111 | $0 | $111 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,152 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH PLAN | 1,779 | $2.9M |
| Prescription drug | PROMINENCE HEALTH PLAN | 1,779 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,779 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.