| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLARK & ASSOCIATES3 | 520 HAMMILL LANE RENO, NV 89511 | PROMINENCE HEALTH PLAN | $105K | $0 | $105K | 0.61% |
| LEWIS ,JOEL3 Filed as: J&M LEWIS INC. DBA LANGLANDS ASSOC. | 1664 US HIGHWAY 395 N. #701 MINDEN, NV 89423 | PROMINENCE HEALTH PLAN | $59K | $0 | $59K | 0.34% |
| R&J INSURANCE SERVICES, LLC3 Filed as: R&J INSURANCE SERVICES | PO BOX 34625 RENO, NV 89533 | PROMINENCE HEALTH PLAN | $38K | $0 | $38K | 0.22% |
| DILLON HEALTH, LLC3 | 707 RESPECTFUL RIDGE CT HENDERSON, NV 89012 | PROMINENCE HEALTH PLAN | $35K | $0 | $35K | 0.20% |
| HEALTH BENEFITS ASSOCIATES3 Filed as: HEALTH BENEFITS ASSOCIATES, INC. | 3716 LAKESIDE DR NO. 100 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $33K | $0 | $33K | 0.19% |
| EMPLOYER BENEFITS, INC.3 | 31 KEYSTON AVE RENO, NV 89503 | PROMINENCE HEALTH PLAN | $24K | $0 | $24K | 0.14% |
| ROBERT SMITH3 | PO BOX 5996 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $24K | $0 | $24K | 0.14% |
| LARRY PEYTON3 | 770 NORTHWOOD BLVD. #9 INCLINE VILLAGE, NV 89451 | PROMINENCE HEALTH PLAN | $23K | $0 | $23K | 0.13% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INSURANCE CENTERS | 1390 WILLOW PASS RD SUITE 8 CONCORD, CA 94520 | PROMINENCE HEALTH PLAN | $19K | $0 | $19K | 0.11% |
| SEMEL RISK CONSULTANTS, LLC3 | 2055 BAYVIEW DRIVE RENO, NV 89521 | PROMINENCE HEALTH PLAN | $18K | $0 | $18K | 0.11% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SERVICES | 7881 W CHARLESTON BLVD. #140 LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $18K | $0 | $18K | 0.10% |
| COMSTOCK INSURANCE3 | 9424 DOUBLE R BLVD RENO, NV 89511 | PROMINENCE HEALTH PLAN | $17K | $0 | $17K | 0.10% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE, INC. | PO BOX 7340 RENO, NV 89510 | PROMINENCE HEALTH PLAN | $17K | $0 | $17K | 0.10% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA, SOUTH | 375 E WARM SPRINGS RD SUITE 20 LAS VEGAS, NV 89119 | PROMINENCE HEALTH PLAN | $16K | $0 | $16K | 0.09% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 Filed as: EMPLOYEE BENEFIT SOLUTIONS, INC. | 10161 PARK RUN DRIVE SUITE 1 LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $15K | $0 | $15K | 0.08% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX INSURANCE AGENCY INC. | PO BOX 948 HENRIETTA, NY 14467 | PROMINENCE HEALTH PLAN | $13K | $0 | $13K | 0.07% |
| KEVIN CURTIS3 | 401 RYLAND STREET SUITE 204 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $12K | $0 | $12K | 0.07% |
| L/P INSURANCE SERVICES3 | 300 EAST 2ND STREET SUITE 1 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | 4371 LATHAM ST SUITE 101 RIVERSIDE, CA 92501 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.06% |
| CAROTHERS INSURANCE AGENCY3 | 3037 E WARM SPRINGS RD SUITE 400 LAS VEGAS, NV 89120 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.06% |
| ASSET SOLUTIONS GROUP INC.3 Filed as: ASSET SOLUTIONS GROUP, INC. | 1695 MEADOW WOOD LANE #2 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $9K | $0 | $9K | 0.05% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: JKA ENTERPRISES DBA AG INSURANCE | 6117 FOXCROFT AVE LAS VEGAS, NV 89108 | PROMINENCE HEALTH PLAN | $9K | $0 | $9K | 0.05% |
| ZANNA CURRY3 | 3495 LAKESIDE DRIVE #1295 RENO, NV 89519 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.05% |
| MIKE MENATH INSURANCE3 | 333 VILLAGE BLVD. #203 INCLINE VILLAGE, NV 89451 | PROMINENCE HEALTH PLAN | $7K | $0 | $7K | 0.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA, NORTH | 5985 HOME GARDENS DR SUITE A RENO, NV 89502 | PROMINENCE HEALTH PLAN | $7K | $0 | $7K | 0.04% |
| DENNIS FINANCIAL SERVICES3 | 707 RESPECTFUL RIDGE CT HENDERSON, NV 89012 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.03% |
| SWARTS MANNING & ASSOCIATES3 Filed as: SWARTS, MANNING & ASSOCIATES | 10091 PARK RUN DR SUITE 200 LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.03% |
| LAURIE MCLELLAND3 | PO BOX 34570 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.03% |
| COMPREHENSIVE INSURANCE SOLUTIONS3 | 5550 PAINTED MIRAGE RD SUITE 3 LAS VEGAS, NV 89149 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.03% |
| JOHN COBBEY3 | PO BOX 135 SILVER CITY, NV 89428 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.03% |
| HENDRICKS & ASSOCIATES3 Filed as: HENDRICKS INTERNATIONAL INSURANCE | PO BOX 3077 RENO, NV 89505 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.03% |
| MFG LLC3 Filed as: MFG BENEFITS | 1325 AIRMOTIVE WAY SUITE 390 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.03% |
| VANTAGE INSURANCE AGENCY OF NV3 | PO BOX 33235 RENO, NV 89533 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.03% |
| MICHAEL DANIEL3 | 13085 THOMAS CREEK RD RENO, NV 89511 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.02% |
| MARK BERNSTEIN3 | PO BOX 3005 INCLINE VILLAGE, NV 89450 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.02% |
| BREEN INSURANCE, INC.3 | PO BOX 6597 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.02% |
| INSPIRION INSURANCE SOLUTIONS AGENC3 | 8965 S EASTERN AVE SUITE 260 LAS VEGAS, NV 89123 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| JASON CUSHING3 | 13085 THOMAS CREEK RD RENO, NV 85611 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| RODNEY MATTOS3 | PO BOX 1729 LOOMIS, CA 95650 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| MICHAEL DANIEL3 Filed as: MICHAEL CASPARY | PO BOX 19367 RENO, NV 89511 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| BEP CONSULTING LLC3 Filed as: BEP CONSULTING, LLC DBA PREMIER INS | 2835 ANTERES ST LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, LTD, LAS VEGAS | 5740 S. ARVILLE 3204 LAS VEGAS, NV 89118 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| JEWELS BENEFITS3 | 2613 EMPIRE RANCH RD SUITE 21934 CARSON CITY, NV 89701 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| ASPEN INSURANCE SERVICES, INC3 Filed as: ASPEN INSURANCE SERVICES | PO BOX 20069 RENO, NV 89515 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| SUPERIOR BENEFITS INC3 Filed as: SUPERIOR BENEFITS, LLC | 8805 CEUTA STREET LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| THE MULTICARE GROUP LLC3 | 5715 W ALEXANDER ROAD SUITE 13 LAS VEGAS, NV 89130 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.01% |
| MAX YOUNG3 | 20261 ACACIA SUITE 240 NEWPORT BEACH, CA 92660 | PROMINENCE HEALTH PLAN | $984 | $0 | $984 | 0.01% |
| ERHNAM LLC3 | 2360 COMMERCIAL PAHRUMP, NV 89048 | PROMINENCE HEALTH PLAN | $886 | $0 | $886 | 0.01% |
| ANDREA MADSEN3 | 365 CAMERON ST LAS VEGAS, NV 89118 | PROMINENCE HEALTH PLAN | $755 | $0 | $755 | 0.00% |
| MICHELLE KIRKWOOD3 | 5715 W. ALEXANDER RD SUITE 130 LAS VEGAS, NV 89130 | PROMINENCE HEALTH PLAN | $744 | $0 | $744 | 0.00% |
| STEPHEN LOURO3 Filed as: STEPHEN BENDER | 516 GIBSON DRIVE SUITE 24 ROSEVILLE, CA 95678 | PROMINENCE HEALTH PLAN | $650 | $0 | $650 | 0.00% |
| PATRICK CASALE & ASSOCIATES3 | 5715 W ALEXANDER RD LAS VEGAS, NV 89130 | PROMINENCE HEALTH PLAN | $292 | $0 | $292 | 0.00% |
| MATHEW SHEAHAN3 | 2470 FULTON AVEW SUITE 100 SACRAMENTO, CA 95821 | PROMINENCE HEALTH PLAN | $281 | $0 | $281 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,969 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 19 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,988 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH PLAN | 4,341 | $17.3M |
| Prescription drug | PROMINENCE HEALTH PLAN | 4,341 | $17.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.