| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CLARK & ASSOCIATES3 | 520 HAMMILL LANE RENO, NV 89511 | PROMINENCE HEALTH PLAN | $123K | $0 | $123K | 1.20% |
| R&J INSURANCE SERVICES, LLC3 Filed as: R&J INSURANCE SERVICES LLC | PO BOX 34625 RENO, NV 89533 | PROMINENCE HEALTH PLAN | $47K | $0 | $47K | 0.46% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 EAST 2ND STREET SUITE 1300 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $46K | $0 | $46K | 0.45% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE, INC. | PO BOX 7340 RENO, NV 89510 | PROMINENCE HEALTH PLAN | $42K | $0 | $42K | 0.40% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF NEVADA, NORTH | 5985 HOME GARDENS DR SUITE A RENO, NV 89502 | PROMINENCE HEALTH PLAN | $40K | $0 | $40K | 0.39% |
| DISTINCTIVE INSURANCE3 | 9555 HILLWOOD DRIVE SUITE 140 LAS VEGAS, NV 89134 | PROMINENCE HEALTH PLAN | $39K | $0 | $39K | 0.38% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH LLC | 329 FLINT STREET RENO, NV 89501 | PROMINENCE HEALTH PLAN | $32K | $0 | $32K | 0.31% |
| HEALTH INSURANCE INC3 Filed as: HEALTH BENEFITS INC. | 3716 LAKESIDE DR, NO. 100 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $29K | $0 | $29K | 0.29% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $26K | $0 | $26K | 0.25% |
| M&M INSURANCE AGENCY3 | 2088 FOREST GROVE LN SPARKS, NV 89436 | PROMINENCE HEALTH PLAN | $21K | $0 | $21K | 0.20% |
| LAURIE MCLELLAND3 | PO BOX 34570 RENO, NV 34570 | PROMINENCE HEALTH PLAN | $21K | $0 | $21K | 0.20% |
| GENIE DEVRIES3 | 2335 LOIS CT SPARKS, NV 89434 | PROMINENCE HEALTH PLAN | $18K | $0 | $18K | 0.18% |
| SENIOR INSURANCE AGENCY3 | 1255 N MCCARRAN BLVD. SPARKS, NV 89431 | PROMINENCE HEALTH PLAN | $17K | $0 | $17K | 0.17% |
| THE MULTICARE GROUP LLC3 | 5715 W ALEXANDER ROAD SUITE 130 LAS VEGAS, NV 89130 | PROMINENCE HEALTH PLAN | $17K | $0 | $17K | 0.16% |
| STRAIGHT ARROW INSURANCE SERVICES3 Filed as: STRAIGHT ARROW INSURANCE SERVICE | 1055 ROBERTA LANE SUITE 100 SPARKS, NV 89431 | PROMINENCE HEALTH PLAN | $17K | $0 | $17K | 0.16% |
| CORE NEVADA LLC3 | 8311 W SUNSET RD LAS VEGAS, NV 89113 | PROMINENCE HEALTH PLAN | $14K | $0 | $14K | 0.13% |
| BREEN INSURANCE, INC.3 Filed as: BREEN INSURANCE INC. | PO BOX 6597 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $13K | $0 | $13K | 0.12% |
| LEWIS ,JOEL3 Filed as: J&M LEWIS INC DBA LANGLANDS & ASSOC | 1535 DESERET DR MINDEN, NV 89423 | PROMINENCE HEALTH PLAN | $12K | $0 | $12K | 0.12% |
| MICHAEL WALLACE3 | 50 W LIVERTY ST SUITE 500 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.11% |
| MICHAEL DANIEL3 | 680 QUEEN WAY SPARKS, NV 89431 | PROMINENCE HEALTH PLAN | $11K | $0 | $11K | 0.10% |
| WARREN W REED INSURANCE INC.3 | 1521 HIGHWAY 395 GARDNERVILLE, NV 89410 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.10% |
| ELEVATED BENEFITS PLCC3 Filed as: ELEVATED BENEFITS, PLCC | 135 BLAIR PLACE RENO, NV 89509 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.10% |
| INTERWEST INSURANCE SERVICES, LLC3 | PO BOX 255188 SACRAMENTO, CA 95865 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.10% |
| THE LAUGHTON COMPANY3 | 140 WASHINGTON ST SUITE 100 RENO, NV 89503 | PROMINENCE HEALTH PLAN | $10K | $0 | $10K | 0.10% |
| MFG LLC3 Filed as: MFG BENEFITS, LLC | 1325 AIRMOTIVE WAY SUITE 390 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $9K | $0 | $9K | 0.09% |
| SWARTS MANNING & ASSOCIATES3 Filed as: SWARTS, MANNING & ASSOCIATES | 10091 PARK RUN DR SUITE 200 LAS VEGAS, NV 89145 | PROMINENCE HEALTH PLAN | $9K | $0 | $9K | 0.09% |
| ERNHAM LLC3 | 2360 COMMERCIAL DR PAHRUMP, NV 89048 | PROMINENCE HEALTH PLAN | $9K | $0 | $9K | 0.08% |
| HENDRICKS & ASSOCIATES3 | PO BOX 3077 RENO, NV 89505 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.07% |
| ALPINE AGENCY, LLC3 Filed as: ALPINE INSURANCE | 6160 PLUMAS STREET SUITE 100 RENO, NV 89519 | PROMINENCE HEALTH PLAN | $8K | $0 | $8K | 0.07% |
| CLINT D DUROCHER INSURANCE AGENCY3 | 190 HUFFAKER LN SUITE 406 RENO, NV 89511 | PROMINENCE HEALTH PLAN | $7K | $0 | $7K | 0.07% |
| LEAVITT GROUP3 Filed as: LEAVITT GROUP BENEFIT SERVICES | 7881 W. CHARLESTON BLVD. #140 LAS VEGAS, NV 89117 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.06% |
| PAYCHEX INSURANCE AGENCY, INC.3 Filed as: PAYCHEX INSURANCE AGENCY INC. | PO BOX 948 HENRIETTA, NY 14467 | PROMINENCE HEALTH PLAN | $6K | $0 | $6K | 0.06% |
| VANTAGE INSURANCE AGENCY OF NV3 | 1712 GRIZZLY ROAD PORTOLA, CA 96122 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.05% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS INC. | 31 KEYSTONE AVE RENO, NV 89503 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.05% |
| JATINDER SHARMA3 | 4437 WELLSBORO ST LAS VEGAS, NV 89147 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.05% |
| SEMEL RISK CONSULTANTS, LLC3 | 2055 BAYVIEW DRIVE RENO, NV 89521 | PROMINENCE HEALTH PLAN | $5K | $0 | $5K | 0.04% |
| PROSESSION INC3 Filed as: PROSESSION, INC. | 1 EAST LIBERTY SUITE 600 RENO, NV 89501 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.04% |
| JENNIE DALINIS3 | 401 RYLAND STREET SUITE 204 RENO, NV 89519 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.04% |
| GASTON ALVAREZ INC.3 | 1971 E 4TH STREET, SUITE 200 DBA TEAM ALVAREZ INSURANCE SANTA ANA, CA 92705 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.04% |
| LIBERTY COMPANY INSURANCE BROKERS3 Filed as: LIBERTY COMPANY INSURANCE BROKER LL | 5955 DE SOTO AVE SUITE 250 WOODLAND HILLS, CA 91367 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.04% |
| CHARLES A JENSEN & ASSOCIATES INC3 Filed as: CHARLES A JENSEN & ASSOCIATES | 6295 MCLEOD DR #23 LAS VEGAS, NV 89120 | PROMINENCE HEALTH PLAN | $4K | $0 | $4K | 0.04% |
| LARRY PEYTON3 | 1544 US HWY 395 N SUITE 5 GARDNERVILLE, NV 89410 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.03% |
| NEVADA RURAL HOSPITAL PARTNERS3 | 4600 KIETZKE LANE SUITE I-209 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $3K | $0 | $3K | 0.02% |
| THE LAZZARONE GROUP, LLC3 | 3716 LAKESIDE DR NO. 200 RENO, NV 89509 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.02% |
| JASON CUSHING3 | 13085 THOMAS CREEK RD RENO, NV 89511 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.02% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE, LTD | 5740 S. ARVILLE 3204 LAS VEGAS, NV 89118 | PROMINENCE HEALTH PLAN | $2K | $0 | $2K | 0.01% |
| COMSTOCK INSURANCE3 | 9424 DOUBLE R BLVD RENO, NV 89511 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.01% |
| AWAREGOLD INC.3 | 445 APPLE STREET #110 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $1K | $0 | $1K | 0.01% |
| JOHN CERIO3 | 190 W HUFFAKER LN SUITE 406 RENO, NC 89511 | PROMINENCE HEALTH PLAN | $915 | $0 | $915 | 0.01% |
| JEWELS BENEFITS3 | PO BOX 21934 CARSON CITY, NV 89721 | PROMINENCE HEALTH PLAN | $600 | $0 | $600 | 0.01% |
| HOLLAND-WILLIAMS INC3 Filed as: HOLLAND-WILLIAMS, INC. | PO BOX 35919 LAS VEGAS, NV 89133 | PROMINENCE HEALTH PLAN | $478 | $0 | $478 | 0.00% |
| GCG FINANCIAL LLC3 Filed as: GLB INSURANCE GROUP OF NV ALERA | 4455 S PECOS RD LAS VEGAS, NV 89121 | PROMINENCE HEALTH PLAN | $405 | $0 | $405 | 0.00% |
| DENNIS FINANCIAL SERVICES3 | 707 RESPECTFUL RIDGE CT HENDERSON, NV 89012 | PROMINENCE HEALTH PLAN | $366 | $0 | $366 | 0.00% |
| AARDVARK INSURANCE OF NEVADA3 | 4600 KIETZKE LN SUITE A101 RENO, NV 89502 | PROMINENCE HEALTH PLAN | $222 | $0 | $222 | 0.00% |
| HENKES WELSH INSURANCE INC.3 | PO BOX 11455 RENO, NC 89510 | PROMINENCE HEALTH PLAN | $193 | $0 | $193 | 0.00% |
| PHP SAINT MARY'S HEALTH PLANS3 | 1510 MEADOW WOOD LN RENO, NV 89502 | PROMINENCE HEALTH PLAN | $162 | $0 | $162 | 0.00% |
| ROBERT SMITH3 | PO BOX 5996 RENO, NV 89513 | PROMINENCE HEALTH PLAN | $140 | $0 | $140 | 0.00% |
| NATHAN KAMO3 | 1368 PASEO VERDE PKWY #200B HENDERSON, NV 89012 | PROMINENCE HEALTH PLAN | $86 | $0 | $86 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,800 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 16 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,816 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PROMINENCE HEALTH PLAN | 3,094 | $10.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,094 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.