Welfare broker

BREEN INSURANCE, INC.

Mailing address (most recent filing)

PO BOX 6597

RENO, NV 89513

Total comp: $59K
Commissions: $59K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where BREEN INSURANCE, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC.	1	$1.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NV	1	$1.2M	0.2%	226.12x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BREEN INSURANCE, INC.'s plans by broker comp / premium ratio. Median 3.67% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of BREEN INSURANCE, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BREEN INSURANCE, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NICHOLS CONSULTING ENGINEERS, CHTD NICHOLS CONSULTING ENGINEERS, CHTD EMPLOYEE BENEFITS PLAN	NV	$1.2M	$43K	ROCKY MOUNTAIN HOSPITAL & MEDICAL SERVICE, INC