Welfare broker

ACS BUSINESS INSURANCE SERVICES

Mailing address (most recent filing)

3724 LAKESIDE DR

SUITE 100

RENO, NV 89509

Total comp: $59K
Commissions: $59K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where ACS BUSINESS INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HOMETOWN HEALTH100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HOMETOWN HEALTH	1	$806K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NV	1	$806K	0.2%	226.12x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ACS BUSINESS INSURANCE SERVICES's plans by broker comp / premium ratio. Median 6.83% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of ACS BUSINESS INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ACS BUSINESS INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MANUFACTURING BENEFIT TRUST FUND MANUFACTURING BENEFIT TRUST FUND WELFARE BENEFIT PLAN	NV	$806K	$55K	HOMETOWN HEALTH PLAN, INC