| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWARTS MANNING & ASSOCIATES3 | 10091 PARK RUN DR. STE. 200 LAS VEGAS, NV 89145 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $25K | $498 | $25K | 1.15% |
| THE LAUGHTON COMPANY3 Filed as: LAUGHTON COMPANY (THE) | 140 WASHINGTON STREET STE.100 RENO, NV 89503 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $11K | — | $11K | 0.49% |
| ELEVATED BENEFITS PLCC3 Filed as: ELEVATED BENEFITS PLLC | 135 BLAIR PLACE RENO, NV 89509 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $11K | — | $11K | 0.48% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 E SND STREET SUITE 1300 RENO, NV 89501 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $8K | — | $8K | 0.38% |
| DOROSHOW INSURANCE INC3 | 2470 ST. ROSE PKWY, #203 HENDERSON, NV 89074 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $6K | — | $6K | 0.29% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS INC | 31 KEYSTONE AVE RENO, NV 89503 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $6K | — | $6K | 0.28% |
| JAMES P BENNETT & CO3 | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.25% |
| TYLER INSURANCE GROUP LLC3 | 5540 S FORT APACHE RD SUITE 100 LAS VEGAS, NV 89148 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.24% |
| THE MULTICARE GROUP LLC3 | 5715 W ALEXANDER ROAD SUITE 130 LAS VEGAS, NV 89130 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.23% |
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE AN ALERA GROU | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.22% |
| USI INSURANCE SERVICES LLC3 | PO BOX 66119 VIRGINIA BEACH, VA 23466 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.22% |
| INCOR SERVICES INC3 | 1500 E BETHANY HOME RD SUITE 200 PHOENIX, AZ 85014 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | — | $4K | 0.20% |
| JAMES M. GILMOUR, INC.3 Filed as: JAMES GILMOUR | 300 W GLENOAKS BLVD 301 GLENDALE, CA 91202 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | — | $4K | 0.19% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE #100 RENO, NV 89509 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | — | $4K | 0.18% |
| HASTINGS INSURANCE GROUP LLC3 | 8275 S EASTERN AVE SUITE 200 LAS VEGAS, NV 89123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | — | $3K | 0.15% |
| CORNERSTONE BENEFITS LLC3 | 8919 W SAHARA AVE LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | — | $3K | 0.14% |
| CAMELIA SCOTT3 | 5037 SUBLIGHT AVENUE LAS VEGAS, NV 89108 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | — | $3K | 0.12% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN INSURANCE ADMINISTRATO | 721 S PARKER STREET ORANGE, CA 92868 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | — | $2K | $2K | 0.11% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA I | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | — | $2K | 0.10% |
| PCF INSURANCE SERVICES OF THE WEST3 | 2745 W 600 N LINDON, UT 84042 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $78 | $2K | 0.10% |
| JOEL LEWIS3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | — | $2K | 0.09% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $98 | $2K | 0.09% |
| ADVANCED OPTIONS INSURANCE SOLUTION3 | 409 N PACIFIC COAST HWY 215 REDONDO BEACH, CA 90277 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | — | $2K | 0.07% |
| KYLE PARNELL3 | 87 E AGATE AVE #401 LAS VEGAS, NV 89123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.07% |
| CORE NEVADA LLC3 | PO BOX 371210 LAS VEGAS, NV 89137 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.06% |
| CLICK2BIND INSURANCE SERVICES INC3 Filed as: CLICK2BIND INSURANCE SERVICES LLC | 5205 KEARNY VILLA WAY SAN DIEGO, CA 92123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.06% |
| LEEDS & YORK LLC3 | 9121 W RUSSELL ROAD STE 212 LAS VEGAS, NV 89148 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.05% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY STE 410 NEW YORK, NY 10018 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $797 | — | $797 | 0.04% |
| R&J INSURANCE SERVICES, LLC3 Filed as: R&J INSURANCE SERVICES LLC | PO BOX 34625 RENO, NV 89533 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $776 | — | $776 | 0.04% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD STE 201 LAS VEGAS, NV 89119 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $680 | — | $680 | 0.03% |
| M HILL INSURANCE AGENCY LLC3 | 3085 S JONES BLVD SUITE A LAS VEGAS, NV 89146 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $676 | — | $676 | 0.03% |
| LAWRENCE SMOOT3 | 730 S ROYAL CREST CIRCLE LAS VEGAS, NV 89169 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $659 | — | $659 | 0.03% |
| JEFF BLICHFELDT INSURANCE AGENCY3 | 4400 BISCYANE DR FLOWER MOUND, TX 75028 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $494 | — | $494 | 0.02% |
| BEP CONSULTING LLC3 Filed as: BEP CONSULTING | 2835 ANTERES ST LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $169 | — | $169 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 485 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 485 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 769 | $2.2M |
| Dental | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 769 | $2.2M |
| Vision | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 769 | $2.2M |
| Life insurance | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 769 | $2.2M |
| Short-term disability | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 769 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 769 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.