| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWARTS MANNING & ASSOCIATES3 | 10091 PARK RUN DR. STE. 200 LAS VEGAS, NV 89145 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $21K | $0 | $21K | 0.98% |
| MFG LLC3 Filed as: MFG BENEFITS LLC | 1325 AIRMOTIVE WAY STE. 390 RENO, NV 89502 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $12K | $0 | $12K | 0.55% |
| THE LAUGHTON COMPANY3 Filed as: LAUGHTON COMPANY (THE) | 140 WASHINGTON STREET STE.100 RENO, NV 89503 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $10K | $0 | $10K | 0.44% |
| THE MULTICARE GROUP LLC3 | 5715 W ALEXANDER ROAD SUITE 130 LAS VEGAS, NV 89130 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $8K | $276 | $9K | 0.40% |
| CORE NEVADA LLC3 | PO BOX 371210 LAS VEGAS, NV 89137 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | $935 | $6K | 0.27% |
| DOROSHOW INSURANCE INC3 | 2470 ST. ROSE PKWY, #203 HENDERSON, NV 89074 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | $0 | $5K | 0.26% |
| SNIDER ,RONALD3 | PO BOX 400638 LAS VEGAS, NV 89140 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | $765 | $5K | 0.22% |
| EMPLOYERS BENEFITS DESIGN INC3 | 7485 WEST AZURE DRIVE SUITE 229 LAS VEGAS, NV 89130 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | $255 | $5K | 0.22% |
| TYLER INSURANCE GROUP LLC3 | 5540 S FORT APACHE RD SUITE 100 LAS VEGAS, NV 89148 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | $0 | $4K | 0.21% |
| J.D. GILMOUR & CO., INC.3 Filed as: GILMOUR ,JAMES | 300 W GLENOAKS BLVD 301 GLENDALE, CA 91202 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | $0 | $4K | 0.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA I | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | $0 | $4K | 0.17% |
| JAMES P BENNETT & CO3 | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | $0 | $4K | 0.17% |
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE AN ALERA GROU | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | $0 | $3K | 0.15% |
| CORNERSTONE BENEFITS LLC3 | 8919 W SAHARA AVE LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | $0 | $3K | 0.14% |
| LEWIS ,JOEL3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | $0 | $3K | 0.13% |
| INSGROUP INC3 Filed as: GLB INSURANCE GROUP OF NV | 4455 S. PECOS RD LAS VEGAS, NV 89121 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $255 | $2K | 0.09% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH INC | 329 FLINT STREET RENO, NV 89501 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $255 | $2K | 0.09% |
| ADVANCED OPTIONS INSURANCE SOLUTION3 | 409 N PACIFIC COAST HWY 215 REDONDO BEACH, CA 90277 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | $0 | $1K | 0.06% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 E 2ND STREET STE 1300 RENO, NV 89501 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | $0 | $1K | 0.06% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS INC | 31 KEYSTONE AVE RENO, NV 89503 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | $0 | $1K | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN INSURANCE ADMINISTRATO | 721 S PARKER STREET ORANGE, CA 92868 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $0 | $894 | $894 | 0.04% |
| SCOTT ,CAMELIA3 | 5037 SUBLIGHT AVENUE LAS VEGAS, NV 89108 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $855 | $0 | $855 | 0.04% |
| HASTINGS INSURANCE GROUP LLC3 | 8275 S EASTERN AVE SUITE 200 LAS VEGAS, NV 89123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $828 | $0 | $828 | 0.04% |
| LEEDS & YORK LLC3 | 9121 W RUSSELL ROAD STE 212 LAS VEGAS, NV 89148 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $711 | $0 | $711 | 0.03% |
| SKLAR ,JODI3 | 409 N PACIFIC COAST HWY 215 REDONDO BEACH, CA 90277 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $463 | $62 | $525 | 0.02% |
| ELEVATED BENEFITS PLCC3 Filed as: ELEVATED BENEFITS PLLC | 135 BLAIR PLACE RENO, NV 89509 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $425 | $0 | $425 | 0.02% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY STE 410 NEW YORK, NY 10018 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $399 | $0 | $399 | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD STE 201 LAS VEGAS, NV 89119 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $385 | $0 | $385 | 0.02% |
| CLICK2BIND INSURANCE SERVICES INC3 Filed as: CLICK2BIND INSURANCE SERVICES LLC | 5205 KEARNY VILLA WAY SAN DIEGO, CA 92123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $218 | $0 | $218 | 0.01% |
| SWARTS MANNING & ASSOCIATES3 | 10091 PARK RUN DR. STE. 200 LAS VEGAS, NV 89145 | HMO COLORADO (G1522) | $4K | $0 | $4K | 0.99% |
| MFG LLC3 Filed as: MFG BENEFITS LLC | 1325 AIRMOTIVE WAY STE. 390 RENO, NV 89502 | HMO COLORADO (G1522) | $2K | $0 | $2K | 0.55% |
| THE LAUGHTON COMPANY3 Filed as: LAUGHTON COMPANY (THE) | 140 WASHINGTON STREET STE.100 RENO, NV 89503 | HMO COLORADO (G1522) | $2K | $0 | $2K | 0.45% |
| THE MULTICARE GROUP LLC3 | 5715 W ALEXANDER ROAD SUITE 130 LAS VEGAS, NV 89130 | HMO COLORADO (G1522) | $1K | $49 | $2K | 0.40% |
| CORE NEVADA LLC3 | PO BOX 371210 LAS VEGAS, NV 89137 | HMO COLORADO (G1522) | $852 | $165 | $1K | 0.27% |
| DOROSHOW INSURANCE INC3 | 2470 ST. ROSE PKWY, #203 HENDERSON, NV 89074 | HMO COLORADO (G1522) | $968 | $0 | $968 | 0.26% |
| SNIDER ,RONALD3 | PO BOX 400638 LAS VEGAS, NV 89140 | HMO COLORADO (G1522) | $698 | $135 | $833 | 0.22% |
| EMPLOYERS BENEFITS DESIGN INC3 | 7485 WEST AZURE DRIVE SUITE 229 LAS VEGAS, NV 89130 | HMO COLORADO (G1522) | $771 | $45 | $816 | 0.22% |
| TYLER INSURANCE GROUP LLC3 | 5540 S FORT APACHE RD SUITE 100 LAS VEGAS, NV 89148 | HMO COLORADO (G1522) | $793 | $0 | $793 | 0.21% |
| J.D. GILMOUR & CO., INC.3 Filed as: GILMOUR ,JAMES | 300 W GLENOAKS BLVD 301 GLENDALE, CA 91202 | HMO COLORADO (G1522) | $707 | $0 | $707 | 0.19% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA I | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | HMO COLORADO (G1522) | $662 | $0 | $662 | 0.18% |
| JAMES P BENNETT & CO3 | 2716 OCEAN PARK BLVD STE 1045 SANTA MONICA, CA 90405 | HMO COLORADO (G1522) | $635 | $0 | $635 | 0.17% |
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE AN ALERA GROU | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | HMO COLORADO (G1522) | $570 | $0 | $570 | 0.15% |
| CORNERSTONE BENEFITS LLC3 | 8919 W SAHARA AVE LAS VEGAS, NV 89117 | HMO COLORADO (G1522) | $529 | $0 | $529 | 0.14% |
| LEWIS ,JOEL3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | HMO COLORADO (G1522) | $478 | $0 | $478 | 0.13% |
| INSGROUP INC3 Filed as: GLB INSURANCE GROUP OF NV | 4455 S. PECOS RD LAS VEGAS, NV 89121 | HMO COLORADO (G1522) | $294 | $45 | $339 | 0.09% |
| DILLON HEALTH, LLC3 Filed as: DILLON HEALTH INC | 329 FLINT STREET RENO, NV 89501 | HMO COLORADO (G1522) | $291 | $45 | $336 | 0.09% |
| ADVANCED OPTIONS INSURANCE SOLUTION3 | 409 N PACIFIC COAST HWY 215 REDONDO BEACH, CA 90277 | HMO COLORADO (G1522) | $245 | $0 | $245 | 0.07% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 E 2ND STREET STE 1300 RENO, NV 89501 | HMO COLORADO (G1522) | $218 | $0 | $218 | 0.06% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS INC | 31 KEYSTONE AVE RENO, NV 89503 | HMO COLORADO (G1522) | $181 | $0 | $181 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN INSURANCE ADMINISTRATO | 721 S PARKER STREET ORANGE, CA 92868 | HMO COLORADO (G1522) | $0 | $158 | $158 | 0.04% |
| SCOTT ,CAMELIA3 | 5037 SUBLIGHT AVENUE LAS VEGAS, NV 89108 | HMO COLORADO (G1522) | $151 | $0 | $151 | 0.04% |
| HASTINGS INSURANCE GROUP LLC3 | 8275 S EASTERN AVE SUITE 200 LAS VEGAS, NV 89123 | HMO COLORADO (G1522) | $146 | $0 | $146 | 0.04% |
| LEEDS & YORK LLC3 | 9121 W RUSSELL ROAD STE 212 LAS VEGAS, NV 89148 | HMO COLORADO (G1522) | $125 | $0 | $125 | 0.03% |
| SKLAR ,JODI3 | 409 N PACIFIC COAST HWY 215 REDONDO BEACH, CA 90277 | HMO COLORADO (G1522) | $69 | $11 | $80 | 0.02% |
| ELEVATED BENEFITS PLCC3 Filed as: ELEVATED BENEFITS PLLC | 135 BLAIR PLACE RENO, NV 89509 | HMO COLORADO (G1522) | $75 | $0 | $75 | 0.02% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY STE 410 NEW YORK, NY 10018 | HMO COLORADO (G1522) | $70 | $0 | $70 | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD STE 201 LAS VEGAS, NV 89119 | HMO COLORADO (G1522) | $68 | $0 | $68 | 0.02% |
| CLICK2BIND INSURANCE SERVICES INC3 Filed as: CLICK2BIND INSURANCE SERVICES LLC | 5205 KEARNY VILLA WAY SAN DIEGO, CA 92123 | HMO COLORADO (G1522) | $38 | $0 | $38 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 542 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 542 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 1,022 | $2.5M |
| Dental | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 1,022 | $2.1M |
| Vision | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 1,022 | $2.1M |
| Life insurance | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 1,022 | $2.1M |
| Short-term disability | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 1,022 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,022 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.