| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE SEGAL COMPANY4 Filed as: THE SEGAL CO. | 1501 W FOUNTAINHEAD PKWY #370 TEMPE, AZ 85282 | THE UNION LABOR LIFE INSURANCE COMPANY | $9K | — | $9K | 1.44% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| SOUTHWEST SERVICE ADMINISTRATORS EIN 86-0785790 NONE | Claims processing; Direct payment from the plan; Other fees; Contract Administrator Service code 12 | — | $1.0M |
| CIGNA HEALTH & LIFE INSURANCE COMPA EIN 06-0303370 NONE | Other fees; Direct payment from the plan Service code 50 | — | $961K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $155K |
| MORGAN STANLEY EIN 36-3145972 NONE | Custodial (securities); Investment management; Direct payment from the plan Service code 19 | — | $128K |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $117K |
| HEALTHCARE BLUEBOOK NONE | Direct payment from the plan; Other fees Service code 50 | 5880 NOLENSVILLE PIKE STE 200 NASHVILLE, TN 37211 | $114K |
| US BANK EIN 31-0841368 NONE | Other fees; Direct payment from the plan Service code 50 | — | $76K |
| OPTUMRX NONE | Other fees; Direct payment from the plan Service code 50 | 2300 MAIN ST IRVINE, CA 92614 | $65K |
| SEGAL BENZ NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1230 W WASHINGTON ST STE 501 TEMPE, AZ 85281 | $49K |
| RYAN RAPP PACHECO & KELLEY, PLC NONE | Legal; Direct payment from the plan Service code 29 | 3200 N CENTRAL AVE STE 2250 PHOENIX, AZ 85012 | $46K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,096 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,096 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,857 | $337K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,088 | $627K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,857 | $337K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,088 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.