| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 27647 NETWORK PLACE CHICAGO, IL 60673 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $29K | — | $29K | 1.32% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INS. SVCS LLC | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $10K | — | $10K | 0.44% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 7701 AIRPORT CENTER DRIVE GREENSBORO, NC 27409 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $9K | — | $9K | 0.40% |
| BENEFIT INS MARKETING INC3 Filed as: BENEFIT INS. MARKETING INC. | 1151 RED MILE ROAD LEXINGTON, KY 40504 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $6K | — | $6K | 0.29% |
| KEYSTONE INS & BENEFITS GROUP LLC3 Filed as: KEYSTONE INS. & BENEFITS GROUP LLC | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $6K | — | $6K | 0.29% |
| HOLLANDSTIVERS EMPLOYER SOLUTIONS3 | 2660 OLIVET CHURCH ROAD SUITE 1 PADUCAH, KY 42001 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $4K | — | $4K | 0.19% |
| PIKE & PRESTON LLC3 | 444 E MAIN STREET LEXINGTON, KY 40507 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $4K | — | $4K | 0.16% |
| THE REALLY IMPORTANT INS AGENCY INC3 | 302 BELLEFONTE STREET RUSSELL, KY 41169 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $3K | — | $3K | 0.13% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE INC. | 1745 N BROWN ROAD SUITE 250 LAWRENCEVILLE, GA 30043 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $2K | — | $2K | 0.09% |
| FSAB LLC3 | 222 E WITHERSPOON SUITE 105B LOUISVILLE, KY 40202 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $2K | — | $2K | 0.08% |
| WLA INSURANCE LLC3 | 1246 S THIRD STREET LOUISVILLE, KY 40203 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $2K | — | $2K | 0.07% |
| PEDIGO LESSENBERRY INSURANCE3 Filed as: PEDIGO-LESSENBERRY INC. AGENCY INC. | PO BOX 1899 GLASGOW, KY 42142 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $1K | — | $1K | 0.05% |
| LANG FINANCIAL GROUP, INC.3 Filed as: LANG FINANCIAL GROUP INC. | 4225 MALSBARY ROAD SUITE 100 CINCINNATI, OH 45242 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $1K | — | $1K | 0.05% |
| THE UNDERWRITERS GROUP INC3 Filed as: THE UNDERWRITERS GROUP INC. | PO BOX 23790 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $1K | — | $1K | 0.05% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 435 WHITTINGTON PARKWAY LOUISVILLE, KY 40222 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $1K | — | $1K | 0.05% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INS. SVCS AGENCY | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $1K | — | $1K | 0.05% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP INC. | 1750 SCOTTSVILLE ROAD SUITE 4 BOWLING GREEN, KY 42104 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $682 | — | $682 | 0.03% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INS. AGENCY INC. | 500 WEST 13TH STREET FORT WORTH, TX 76102 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $528 | — | $528 | 0.02% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $528 | — | $528 | 0.02% |
| RIDDLE INSURANCE3 Filed as: RIDDLE INSURANCE LLC | 245 SOUTH MAIN STREET MADISONVILLE, KY 42431 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $462 | — | $462 | 0.02% |
| BOWMAN INS. & FINANCIAL SVCS LLC3 | 13808 LAKE POINT CIRCLE SUITE 101 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $286 | — | $286 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 229 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 229 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 372 | $2.2M |
| Prescription drug | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 372 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 372 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.