Welfare broker

BENEFIT INS MARKETING INC

Mailing address (most recent filing)

1151 RED MILE ROAD

LEXINGTON, KY 40504

Carrier mix

Where BENEFIT INS MARKETING INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$1.0M	25.0%
STANDARD INSURANCE COMPANY	1	$31K	25.0%
SYMETRA LIFE INSURANCE COMPANY	1	$595K	25.0%
ANTHEM LIFE INSURANCE COMPANY	1	$2.1M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
KY	4	$3.8M	0.1%	19.70x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT INS MARKETING INC's plans by broker comp / premium ratio. Median 8.63% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of BENEFIT INS MARKETING INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where BENEFIT INS MARKETING INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WHITAKER BANK CORPORATION OF KY WHITAKER BANK CORPORATION OF KENTUCKY SELF INS HEALTH CARE PLAN	KY	$595K	$98K	SYMETRA LIFE INSURANCE COMPANY
CLARK MATERIAL HANDLING COMPANY CLARK MATERIAL HANDLING COMPANY HEALTH AND WELFARE BENEFIT PLAN	KY	$2.1M	$96K	ANTHEM HEALTH PLANS OF KY, INC.
LAKE CUMBERLAND COMMUNITY ACTION AGENCY, INC. LAKE CUMBERLAND COMMUNITY ACTION AGENCY, INC. HEALTH AND WELFARE BENEFIT PLAN	KY	$1.0M	$33K	UNITEDHEALTHCARE INSURANCE COMPANY
LAUREL HOUSING, INC. LAUREL HOUSING, INC. GROUP INSURANCE PLAN	KY	$31K	$4K	STANDARD INSURANCE COMPANY