| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 1200 SW 145TH AVENUE, SUITE 140A PEMBROKE PINES, FL 33027 | UNITEDHEALTHCARE INSURANCE COMPANY | $25K | $201K | $226K | 1.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | UNITEDHEALTHCARE INSURANCE COMPANY | $25K | — | $25K | 0.15% |
| LOCKTON COMPANIES, LLC3 | 1200 SW 145TH AVE STE 140A PEMBROKE PINES, FL 33027 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $35K | $35K | 1.49% |
| LOCKTON COMPANIES, LLC3 | C/O BANK OF AMERICA ATLANTA, GA 30374 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $90K | — | $90K | 9.04% |
| THE HORTON GROUP3 | 5050 LINCOLN DRIVE EDINA, MN 55436 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $55K | — | $55K | 5.49% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON SPECIALTIES, LLC | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $14K | $14K | 1.36% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | UNITEDHEALTHCARE INSURANCE COMPANY | $30K | — | $30K | 13.29% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 6,259 | $19.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 6,259 | $16.7M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 6,259 | $16.7M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,482 | $995K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,482 | $995K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,482 | $995K |
| Prescription drug(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 6,259 | $19.1M |
| Other(3 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 3,482 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,259 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Final-filing indicator set. Plan is winding down; don't waste sales effort here.