| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PAM ANDERSON & ASSOCIATES INC3 | 5411 S VINE ST MURRAY, UT 84107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $29K | $11K | $40K | — |
| SHERRIE M HOPKINS INS AGCY LUTCF,PC3 Filed as: SHERRIE M HOPKINS INS AGCY LUTCF, P | 5411 S VINE STREET UNIT 4 STE MURRAY, UT 84107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25K | $8K | $33K | — |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | PO BOX 571431 MURRAY, UT 84157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $31K | — | $31K | — |
| STEPHANIE COLTRIN3 | 5782 S 900 E MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16K | $1K | $17K | — |
| ASHLEY ANDERSON3 | 130 W. 8600 S. MIDVALE, UT 84047 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15K | $2K | $17K | — |
| ELTON ISRAEL CRUZ3 | 3153 FOREST DR PAYSON, UT 84651 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $409 | — | $409 | — |
| BENNET JAY WOLF3 | 1256 E FALL CT BOISE, ID 83706 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $281 | — | $281 | — |
| VOLUNTARY SOLUTIONS INC3 | 509 SOUTH 4TH AVE BRIGHTON, CO 80601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $135 | $94 | $229 | — |
| ISAACSON INSURANCE AGENCY LLC3 | 1250 11TH STREET WEST LINN, OR 97068 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $161 | — | $161 | — |
| DENISE A MAXWELL3 | 3501 W TORANA DR MERIDIAN, ID 83646 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | $44 | $100 | — |
| RPM BENEFIT ADVISORS LLC3 | 2997 HYDRA DR. LOVELAND, CO 80537 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $56 | $9 | $65 | — |
| SELECTIVE OPTIONS INC3 | 9720 E. 151ST PLACE BRIGHTON, CO 80602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | $5 | $51 | — |
| SEAN VEST3 Filed as: SEAN TIMOTHY VEST | 1983 N. MAIN ST. OREM, UT 84057 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $34 | — | $34 | — |
| MARJORIE TORMAN3 | 3018 N 4975 E EDEN, UT 84310 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $32 | — | $32 | — |
| LOCKTON COMPANIES, LLC3 Filed as: LOCTON COMPANIES LLC | 8110 E. UNION AVE #700 DENVER, CO 80337 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | — |
| DESIREE ROBERTSON3 | 5691 S STONE BLUFF WAY TAYLORSVILLE, UT 84118 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | — |
| CUSTOM INSURANCE SPECIALISTS INC3 | 886 E. 3200 N. KAMAS, UT 84036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | — |
| THE BUCKNER COMPANY3 Filed as: THE BUCKNER COMPANY INC. | PO BOX 571431 SALT LAKE CITY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | — |
| RAY MCMARTIN3 | 8045 TABLE MESA WAY COLORADO SPRINGS, CO 80919 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | — |
| OPTIO LLC3 | 8547 E. ARAPAHOE RD. GREENWOOD VILLAGE, CO 80112 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | — |
| SARA SORENSEN-CONNICK3 Filed as: SARA SORENSEN- CONNICK | 8547 E. ARAPAHOE GREENWOOD VILLAGE, CO 80112 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | — |
| ASHLEY ANDERSON3 | 5411 SOUTH VINE ST MURRAY, UT 84107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | — |
| JUDSON T LAW3 Filed as: JUDSON LAW | 7654 WILLOW WALK LANE EAGLE MOUNTAIN, UT 84005 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | — |
| BRIAN JOHN VEST3 | 262 N. 210 W. OREM, UT 84057 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | — |
| MORETON & COMPANY3 Filed as: FRED A MORETON & COMPANY | PO BOX 58139 SALT LAKE CITY, UT 84158 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | — |
| ZINA OSTER3 | 3153 FOREST DR. CHEYENNE, WY 82001 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | — |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY INC | 302 W 5400 S STE 101 MURRAY, UT 84107 | LIFEMAP ASSURANCE COMPANY | $281K | — | $281K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUECROSS BLUESHIELD OF UTA EIN 87-0200138 CLAIMS PROCESSING | Claims processing; Insurance brokerage commissions and fees; Direct payment from the plan; Float revenue; Other services; Contract Administrator; Non-monetary compensation Service code 12 | — | $1.7M |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,730 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,730 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HMSA | 6 | $0 |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 2,987 | $0 |
| Short-term disability(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 2,987 | $0 |
| Long-term disability | LIFEMAP ASSURANCE COMPANY | 2,987 | $0 |
| Stop-loss / reinsurancereinsurance | COMMENCEMENT BAY RISK MANAGEMENT INSURANCE COMPANY | 7,009 | $0 |
| Other | LIFEMAP ASSURANCE COMPANY | 2,987 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,009 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.