| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LEAVITT GROUP3 Filed as: BEEHIVE INS AGENCY INC | 302 W 5400 S STE 101 SALT LAKE CITY, UT 84107 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | $6K | — | $6K | 0.32% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION STE 700 DENVER, CO 80237 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | $4K | $208 | $5K | 0.24% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY INC | TODD VALENTINE 302 W 5400 S STE 101 SALT LAKE CITY, UT 84107 | COMMENCEMENT BAY RISK MANAGEMENT INSURANCE COMPANY | $316K | — | $316K | 17.86% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY INC | 302 W 5400 S STE 101 MURRAY, UT 84107 | LIFEMAP ASSURANCE COMPANY | $178K | — | $178K | 13.56% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY INC | 302 W 5400 S #101 MURRAY, UT 84107 | REGENCE BLUECROSS BLUESHIELD OF UT | $57K | $103K | $160K | 15.48% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY INC | 302 W 5400 S #101 MURRAY, UT 84107 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $22K | — | $22K | 10.00% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | PO BOX 571431 MURRAY, UT 84157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15K | — | $15K | 8.50% |
| SHERRIE M HOPKINS INS AGCY LUTCF,PC3 Filed as: SHERRIE M HOPKINS INS AGCY LUTCF, P | 5411 S VINE STREET UNIT 4 STE MURRAY, UT 84107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $804 | $8K | 4.75% |
| PAM ANDERSON & ASSOCIATES INC3 | 5411 S VINE ST MURRAY, UT 84107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | $42 | $7K | 3.75% |
| STEPHANIE COLTRIN3 | 5782 S 900 E MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | — | $3K | 1.59% |
| ASHLEY ANDERSON3 | 5411 SOUTH VINE ST MURRAY, UT 84107 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $38 | $3K | 1.58% |
| ISAACSON INSURANCE AGENCY LLC3 | 1250 11TH STREET WEST LINN, OR 97068 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $363 | — | $363 | 0.21% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS ADMINSTRAT | PO BOX 10414 DES MOINES, IA 50306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $74 | — | $74 | 0.04% |
| MARJORIE TORMAN3 | 3018 N 4975 E EDEN, UT 84310 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $67 | — | $67 | 0.04% |
| DESIREE ROBERTSON3 | 5691 S STONE BLUFF WAY TAYLORSVILLE, UT 84118 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $43 | — | $43 | 0.02% |
| BSK BENEFITS PLUS LLC3 | 585 BEAU CHENE DR MANDEVILLE, LA 70471 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY, INC | 304 WEST 5400 SOUTH SUITE 101 MURRAY, UT 84107 | HEALTHIEST YOU | $14K | — | $14K | 15.00% |
| LEAVITT GROUP3 Filed as: BEEHIVE INSURANCE AGENCY | PO BOX 571431 MURRAY, UT 84157 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7K | — | $7K | 9.90% |
| VOLUNTARY SOLUTIONS INC3 | 509 SOUTH 4TH AVE BRIGHTON, CO 80601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $2K | $6K | 8.86% |
| SELECTIVE OPTIONS INC3 | 9720 E 151ST PLACE BRIGHTON, CO 80602 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $692 | $3K | 3.96% |
| RPM BENEFIT ADVISORS LLC3 | 2997 HYDRA DR LOVELAND, CO 80537 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $664 | $2K | 3.72% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 8110 E UNION AVE #700 DENVER, CO 80337 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $59 | $2K | 3.49% |
| OPTIO LLC3 | 8547 E ARAPAHOE RD GREENWOOD VILLAGE, CO 80112 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $544 | — | $544 | 0.81% |
| ABIGAIL LEIGH CONNICK3 | 10408 RUTLEDGE ST PARKER, CO 80134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $515 | — | $515 | 0.77% |
| SARA SORENSEN-CONNICK3 Filed as: SARA SORENSON-CONNICK | 8547 E ARAPAHOE GREENWOOD VILLAGE, CO 80112 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $280 | — | $280 | 0.42% |
| CHERRY CREEK BENEFITS3 | 9781 SOUTH MERIDIAN BLVD ENGLEWOOD, CO 80112 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $140 | — | $140 | 0.21% |
| LAUREL GUARDADO3 | 2012 S GALAPAGO ST DENVER, CO 80223 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $120 | — | $120 | 0.18% |
| JOSEPH MARTINEZ3 | 1045 SHERMAN ST DENVER, CO 80203 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $99 | $1 | $100 | 0.15% |
| RAY MCMARTIN3 | 8045 TABLE MESA WAY COLORADO SPRINGS, CO 80919 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $94 | — | $94 | 0.14% |
| KHB FINANCIAL INC3 | 3209 ANTELOPE RIDGE TRAIL PARKER, CO 80138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $77 | — | $77 | 0.12% |
| CUSTOM INSURANCE SPECIALISTS INC3 | 886 E 3200 N KAMAS, UT 84036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | $5 | $57 | 0.09% |
| ALL ABOUT YOU WELLNESS LLC3 | 8999 APACHE PLUME DR PARKER, CO 80138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $51 | — | $51 | 0.08% |
| THORNHILL, LLC3 Filed as: THORNHILL LLC | 372 S GILPIN ST DENVER, CO 80209 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | — | $46 | 0.07% |
| CHRISTIAN STOUT3 | 7575 E TECHNOLOGY WAY DENVER, CO 80237 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $22 | $32 | 0.05% |
| RICHARD M KROUT3 | 10364 CARRIAGE CLUB DR LONE TREE, CO 80124 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.03% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY ATLANTA, GA 30339 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| TERESA MENDENHALL3 | 132 MEADOW STATION ROAD PARKER, CO 80138 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| SHARLA LEARY3 | 18284 TENNYSON LANE PARKER, CO 80134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| MELISSA A KOLL3 | 216 CLIMAX DR DILLON, CO 80435 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| ANGELA C RUDOLPH3 Filed as: ANGELA MARIE GARDNER | 8999 APACHE PLUME DR PARKER, CO 80134 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| TJM CONSULTING LLC3 | 2700 W EVANS AVE STE 300 DENVER, CO 80219 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| REGENCE BLUECROSS BLUESHIELD OF UTA EIN 87-0200138 CLAIMS PROCESSING | Direct payment from the plan; Non-monetary compensation; Contract Administrator; Other services; Float revenue; Claims processing; Insurance brokerage commissions and fees Service code 12 | — | $1.5M |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,535 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,535 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | 4,749 | $3.1M |
| Dental | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | 354 | $1.9M |
| Vision(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | 1,540 | $2.1M |
| Life insurance(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | 1,755 | $3.2M |
| Long-term disability | LIFEMAP ASSURANCE COMPANY | 1,755 | $1.3M |
| Stop-loss / reinsurancereinsurance | COMMENCEMENT BAY RISK MANAGEMENT INSURANCE COMPANY | 4,749 | $1.8M |
| Other(3 contracts, 3 carriers) | LIFEMAP ASSURANCE COMPANY | 1,755 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,749 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.