Welfare broker

VOLUNTARY SOLUTIONS INC

Mailing address (most recent filing)

9903 EAST 150TH AVENUE

BRIGHTON, CO 80602

Total comp: $452K
Commissions: $358K
Fees: $94K
Filings: 82
Sponsors: 82

Carrier mix

Where VOLUNTARY SOLUTIONS INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

VISION SERVICE PLAN33.3%
UNUM LIFE INSURANCE COMPANY OF AMERICA33.3%
AETNA LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
VISION SERVICE PLAN	1	$12K	33.3%
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$75K	33.3%
AETNA LIFE INSURANCE COMPANY	1	$9.0M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	2	$87K	0.1%	54.17x
CA	1	$9.0M	0.0%	4.25x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of VOLUNTARY SOLUTIONS INC's plans by broker comp / premium ratio. Median 2.60% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of VOLUNTARY SOLUTIONS INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where VOLUNTARY SOLUTIONS INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
QAD INC. QAD INC. WELFARE PLAN	CA	$9.0M	$70K	AETNA LIFE INSURANCE CO.
OSF INVESTMENTS, LLC DBA CARPET EXCHANGE CARPET EXCHANGE MEDICAL BENEFIT PLAN	CO	$75K	$9K	COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY
ALPINE LUMBER COMPANY ALPINE LUMBER COMPANY WELFARE BENEFIT PLAN	CO	$12K	$317	VISION SERVICE PLAN

Carrier

Plans

Premium

VISION SERVICE PLAN

$12K

33.3%

UNUM LIFE INSURANCE COMPANY OF AMERICA

$75K

33.3%

AETNA LIFE INSURANCE COMPANY

$9.0M

33.3%

State

Plans

Premium

State share

Index

$87K

0.1%

54.17x

$9.0M

0.0%

4.25x

Sponsor

Loc

Premium

Comp

Carrier

QAD INC.

QAD INC. WELFARE PLAN

$9.0M

$70K

AETNA LIFE INSURANCE CO.

OSF INVESTMENTS, LLC DBA CARPET EXCHANGE

CARPET EXCHANGE MEDICAL BENEFIT PLAN

$75K

$9K

COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY

ALPINE LUMBER COMPANY

ALPINE LUMBER COMPANY WELFARE BENEFIT PLAN

$12K

$317

VISION SERVICE PLAN