| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIVERSIFIED INSURANCE GROUP6 | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | KAISER FOUNDATION HEALTH PLAN | $67K | — | $67K | 0.85% |
| IMA, INC.3 Filed as: IMA INC | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE OF AMERICA | $184K | $25K | $209K | 15.80% |
| HOGAN CONSULTING GROUP, LLC3 Filed as: HOGAN CONSULTING GROUP | 1088 BISHOP ST STE 1224 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $17K | — | $17K | 1.77% |
| JEANA HUTCHINGS3 Filed as: JEANA L HUTCHINGS | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.97% |
| HOGAN CONSULTING GROUP, LLC3 Filed as: HOGAN CONSULTING GROUP | 1088 BISHOP ST STE 1224 HONOLULU, HI 96813 | KAISER FOUNDATION HEALTH PLAN | $8K | — | $8K | 3.47% |
| IMA, INC.3 Filed as: IMA INC | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $19K | $3K | $22K | 15.92% |
| IMA, INC.3 Filed as: IMA INC | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $6K | $6K | 4.61% |
| IMA, INC.3 Filed as: IMA INC | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $5K | $5K | 4.57% |
| GBS BENEFITS INC3 | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | DELTA DENTAL | $9K | — | $9K | 18.52% |
| IMA, INC.3 Filed as: IMA INC | 95 S STATE ST STE 1300 SALT LAKE CITY, UT 84111 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $408 | $2K | 10.42% |
| GBS BENEFITS INC3 Filed as: GBS BENEFITS | 2200 S MAIN ST STE 600 SOUTH SALT LAKE, UT 84115 | DELTA DENTAL | $2K | — | $2K | 22.32% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,460 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 5,460 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN | 1,277 | $9.5M |
| Dental(2 contracts) | DELTA DENTAL | 252 | $59K |
| Vision | AMERITAS LIFE INSURANCE CORP | 996 | $48K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,049 | $22K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE OF AMERICA | 1,853 | $1.4M |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE OF AMERICA | 1,853 | $1.5M |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 131 | $975K |
| Other(4 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,049 | $198K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,853 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.