| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCDERMOTT COMPANY & ASSOCIATES3 | 883 WEST BAXTER DR SOUTH JORDAN, UT 84095 | SELECTHEALTH | $31K | $16K | $47K | 2.99% |
| MCDERMOTT COMPANY & ASSOCIATES3 | 883 WEST BAXTER DR SOUTH JORDAN, UT 84095 | SELECTHEALTH | $4K | $2K | $5K | 3.00% |
| MCDERMOTT COMPANY & ASSOCIATES3 | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | PRINCIPAL LIFE INSURANCE COMPANY | $10K | $3K | $12K | 10.99% |
| MCDERMOTT COMPANY & ASSOCIATES3 Filed as: MCDERMOTT COMPANY &ASSOCIATES | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 3.46% |
| CUSTOM INSURANCE SPECIALISTS INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $90 | $2K | 7.35% |
| LUKE A ROCKWELL3 Filed as: LUKE MCDERMOTT | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 4.55% |
| JILL HUGHES3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $799 | $22 | $821 | 3.41% |
| PATTIE L ARANIO3 Filed as: PATTIE VINCENT | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $167 | — | $167 | 0.69% |
| DESIREE ROBERTSON3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $88 | — | $88 | 0.36% |
| SHERRIE LYNN BUCHANAN3 Filed as: SHERRIE M HOPKINS INS AGCY | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.07% |
| PAM ANDERSON & ASSOCIATES INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.05% |
| VOLUNTARY SOLUTIONS INC3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| TOM GILLIGAN3 | — | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 134 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | SELECTHEALTH | 275 | $1.8M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 513 | $103K |
| Vision(2 contracts) | SELECTHEALTH | 275 | $1.8M |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 324 | $137K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 324 | $113K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 324 | $113K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 513 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.