| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCDERMOTT COMPANY & ASSOCIATES3 | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | SELECTHEALTH | $31K | $12K | $44K | 2.78% |
| MCDERMOTT COMPANY & ASSOCIATES3 | 883 W BAXTER DR SOUTH JORDAN, UT 840958506 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 3.80% |
| MCDERMOTT COMPANY & ASSOCIATES3 | 883 WEST BAXTER DRIVE SOUTH JORDAN, UT 84095 | PRINCIPAL LIFE INSURANCE COMPANY | $8K | $4K | $12K | 15.31% |
| CUSTOME INS SPECIALISTS INC3 | 886 E 3200 N KAMAS, UT 84036 | COLONIAL LIFE & ACCIDENT INS COMPANY | $2K | $124 | $2K | 5.50% |
| LUKE A ROCKWELL3 Filed as: LUKE MCDERMOTT | 883 W BAXTER DR SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INS COMPANY | $2K | $0 | $2K | 3.86% |
| JILL HUGHES3 | 6510 TAMARA DR SALT LAKE CITY, UT 84129 | COLONIAL LIFE & ACCIDENT INS COMPANY | $761 | $50 | $811 | 1.91% |
| DESIREE ROBERTSON3 | 5691 S STONE BLUFF WAY TAYLORSVILLE, UT 84118 | COLONIAL LIFE & ACCIDENT INS COMPANY | $733 | $36 | $769 | 1.81% |
| TIM VINCENT INS AGY INC3 Filed as: TIM VINCENT INS AGENCY INC | 1124 W SOUTH JORDAN PKWY SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INS COMPANY | $412 | $87 | $499 | 1.18% |
| PATTI A VINCENT3 | 3489 WEST 10305 SOUTH SOUTH JORDAN, UT 84095 | COLONIAL LIFE & ACCIDENT INS COMPANY | $217 | $0 | $217 | 0.51% |
| PAM ANDERSON & ASSOCIATES INC3 Filed as: PAM ANDERSON & ASSOCIATES | 5818 S 900 E MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INS COMPANY | $32 | $0 | $32 | 0.08% |
| SHERRI M HOPKINS INS AGENCY3 Filed as: SHERRI HOPKINS INS AGENCY | 5818 S 900 E UNIT 1 MURRAY, UT 84121 | COLONIAL LIFE & ACCIDENT INS COMPANY | $29 | $0 | $29 | 0.07% |
| VOLUNTARY SOLUTIONS INC3 | 195 TELLURIDE ST BRIGHTON, CO 80601 | COLONIAL LIFE & ACCIDENT INS COMPANY | $11 | $0 | $11 | 0.03% |
| TOM GILLIGAN3 | 12 SPEEN STREET NATICK, MA 01760 | COLONIAL LIFE & ACCIDENT INS COMPANY | $7 | $0 | $7 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 143 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SELECTHEALTH | 293 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 505 | $81K |
| Vision | SELECTHEALTH | 293 | $1.6M |
| Life insurance(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 340 | $121K |
| Short-term disability | COLONIAL LIFE & ACCIDENT INS COMPANY | 51 | $42K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 340 | $78K |
| Other | COLONIAL LIFE & ACCIDENT INS COMPANY | 51 | $42K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 505 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.