| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST, STE 900 KANSAS CITY, MO 64112 | DELTA DENTAL OF ARIZONA | $6K | $0 | $6K | 9.77% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST STE 3400 CHICAGO, IL 60661 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 2.52% |
| CARLOS CHAVEZ3 | 4750 N ORACLE RD STE 214 TUCSON, AZ 85705 | AFLAC | $3K | $232 | $4K | 7.39% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | AFLAC | $3K | — | $3K | 6.43% |
| KELLY MCGARRY3 | 4742 N ORACLE RD STE 210 TUCSON, AZ 85705 | AFLAC | $1K | $87 | $2K | 3.23% |
| TULA G BOYLES3 | 8880 N SILVER MOON WAY TUCSON, AZ 85743 | AFLAC | $1K | — | $1K | 2.33% |
| JAZMYN VALENZUELA3 | 13242 N FLINTLOCK RD MARANA, AZ 85653 | AFLAC | $1K | — | $1K | 2.28% |
| KAYELA FORD3 | 976 YESTERDAY LN MEDINA, OH 44256 | AFLAC | $824 | $162 | $986 | 2.05% |
| BRIAN SOTO3 | 5105 2ND ST APT F TUCSON, AZ 85711 | AFLAC | $514 | — | $514 | 1.07% |
| JENNIFER A OROURKE3 | 7908 E SABINO SUNRISE CIR TUCSON, AZ 85750 | AFLAC | $199 | — | $199 | 0.41% |
| NICOLE K VAN WINDEN3 | 411 S ESSEX LN TUCSON, AZ 85711 | AFLAC | $85 | $39 | $124 | 0.26% |
| SETH G KNOWLTON3 | 11396 N SILVER PHEASANT LOOP ORO VALLEY, AZ 85737 | AFLAC | $107 | — | $107 | 0.22% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INS. SERVICES INC | PO BOX 632886 CINCINNATI, OH 45263 | AFLAC | $69 | — | $69 | 0.14% |
| SHANNON N GARCIA3 | 2184 N SADDLEWOOD RANCH DR TUCSON, AZ 85745 | AFLAC | $55 | — | $55 | 0.11% |
| PATTY J NATIONS3 | 7850 N SILVERBELL RD # 114-310 TUCSON, AZ 85743 | AFLAC | $47 | — | $47 | 0.10% |
| ZAKERY ALLEN HARLOW3 | 2030 W BASELINE RD STE 182-17062 PHOENIX, AZ 85041 | AFLAC | $42 | — | $42 | 0.09% |
| JANELL R FRANK3 | 2005 WAVE DR STAFFORD, VA 22554 | AFLAC | $39 | — | $39 | 0.08% |
| KEVIN DALE HARLOW3 | 2960 N ACADEMY BLVD COLORADO SPRINGS, CO 80917 | AFLAC | $39 | — | $39 | 0.08% |
| NICHOLAS J DONIA3 | 843 W CALLE MURO FUERTE SAHUARITA, AZ 85629 | AFLAC | $24 | — | $24 | 0.05% |
| JUAN J RICO3 | 4750 N ORACLE RD STE 214 TUCSON, AZ 85705 | AFLAC | $6 | $16 | $22 | 0.05% |
| STEPHEN WHITE3 | 1030 N CENTER PKWY KENNEWICK, WA 99336 | AFLAC | $22 | — | $22 | 0.05% |
| CHAD P SCHNIEDER3 | 22213 1/2 ERWIN ST WOODLAND HILLS, CA 91367 | AFLAC | $20 | — | $20 | 0.04% |
| DAVID R LATTIMER3 | 6605 N 93RD AVE GLENDALE, AZ 85305 | AFLAC | $19 | — | $19 | 0.04% |
| JACK GATHINGS3 | 7235 S GOLFSIDE LN PHOENIX, AZ 85042 | AFLAC | $19 | — | $19 | 0.04% |
| JARED BERTOLDO3 | 1150 N EL DORADO PL UNIT 6251 TUCSON, AZ 85715 | AFLAC | $10 | $8 | $18 | 0.04% |
| LESLIE J BAILEY3 | 4234 N PORTAGE AVE MERIDIAN, ID 83646 | AFLAC | $18 | — | $18 | 0.04% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $14 | — | $14 | 0.03% |
| CECILIA WOLFSON3 | 3151 SOARING GULLS DR UNIT 2018 LAS VEGAS, NV 89128 | AFLAC | $14 | — | $14 | 0.03% |
| JOSEPH GARCIA3 Filed as: JOSEPH RICARDO GARCIA | 2101 N SANDARIO RD TUCSON, AZ 85743 | AFLAC | $10 | — | $10 | 0.02% |
| MARTHA A QUIROZ3 | 2581 W VEREDA VERDE TUCSON, AZ 85746 | AFLAC | $10 | — | $10 | 0.02% |
| DONALD GREEN3 Filed as: DONALD A GREEN | 4719 S HARVEST MOON DR GREEN VALLEY, AZ 85622 | AFLAC | $8 | — | $8 | 0.02% |
| MARK K HASLEY3 | 20905 W COURT ST BUCKEYE, AZ 85396 | AFLAC | $8 | — | $8 | 0.02% |
| ERIC PEDERSON3 | 1527 HUCKLEBERRY SPRINGS RD KNOXVILLE, TN 37914 | AFLAC | $7 | — | $7 | 0.01% |
| MARK HILL3 | 5188 E PARK VISTA DR TUCSON, AZ 85756 | AFLAC | $5 | — | $5 | 0.01% |
| SHAWN HOLTORF3 | 5522 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $2 | — | $2 | 0.00% |
| SHARON MCKELVEY3 Filed as: SHARON I MCKELVEY | 589 E CONESTOGA CIR GRAND JUNCTION, CO 81504 | AFLAC | $1 | — | $1 | 0.00% |
| NATALIE MALHAM3 | 5822 N 13TH ST PHOENIX, AZ 85014 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL G GLADNICK3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $1 | — | $1 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFERY SCOTT GIBSON3 | 4030 TATES CREEK RD APT 1004 CONSHOHOCKEN, PA 19402 | AFLAC | $1 | — | $1 | 0.00% |
| JULIA ANN COAST3 | 1409 E MALIBU DR TEMPE, AZ 85282 | AFLAC | $1 | — | $1 | 0.00% |
| JEFFREY A KLIENMAN SR3 | 515 E CAREFREE HWY PMB 323 PHOENIX, AZ 85085 | AFLAC | $1 | — | $1 | 0.00% |
| LOCKTON COMPANIES, LLC3 | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 10.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST STE 3400 CHICAGO, IL 60661 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $2K | $2K | 3.29% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH ST, STE 900 KANSAS CITY, MO 64112 | DELTA DENTAL OF ARIZONA | $5K | $0 | $5K | 10.43% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | VISION SERVICE PLAN | $1K | $0 | $1K | 4.46% |
| LOCKTON COMPANIES, LLC3 | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 15.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST STE 3400 CHICAGO, IL 60661 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $1K | $1K | 3.56% |
| LOCKTON COMPANIES, LLC3 | 444 W 47TH ST STE 900 KANSAS CITY, MO 64112 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 10.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 500 W MONROE ST STE 3400 CHICAGO, IL 60661 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $643 | $643 | 3.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 427 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 428 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF ARIZONA | 168 | $104K |
| Vision | VISION SERVICE PLAN | 174 | $33K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 427 | $77K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 86 | $49K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 59 | $18K |
| Other(3 contracts, 2 carriers) | AFLAC | 427 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.