| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY L. JOHNSON & ASSOCIATES INC | 3850 E. BASELINE RD MESA, AZ 85206 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY L. JOHNSON & ASSOCIATES INC | 3850 E. BASELINE RD MESA, AZ 85206 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 2.17% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY L. JOHNSON & ASSOCIATES INC | 3850 E. BASELINE RD MESA, AZ 85206 | STANDARD INSURANCE COMPANY | $4K | $0 | $4K | 3.81% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY L. JOHNSON & ASSOCIATES INC | 3850 E. BASELINE RD MESA, AZ 85206 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 6.45% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY L. JOHNSON & ASSOCIATES INC | 3850 E. BASELINE RD MESA, AZ 85206 | STANDARD INSURANCE COMPANY | $2K | $0 | $2K | 6.14% |
| GARRY L JOHNSON & ASSOCIATES INC3 Filed as: GARRY L. JOHNSON & ASSOCIATES INC | 3850 E. BASELINE RD MESA, AZ 85206 | VISION SERVICE PLAN | $0 | $0 | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC PHARMACY BENEFIT | Float revenue; Other fees; Claims processing; Direct payment from the plan Service code 12 | 11000 OPTU CIRCLE DEEN PRAIRIE, MN 55344 | $227K |
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | 11 SCOTT ST STE 100 WAUSAU, WI 54403 | $134K |
| GARRY L. JOHNSON & ASSOCIATES INC EIN 86-0616252 BROKER CONSULTANT | Other commissions Service code 55 | 3850 E. BASELINE RD. STE 121 MESA, AZ 85206 | $55K |
| MATRIX RISK MANAGEMENT SERVICES, LL EIN 83-0360667 RISK MANAGEMENT | Consulting (general) Service code 16 | 125 PRESUMPSCOT ST. FALMOUTH, ME 04105 | $27K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 185 | $130K |
| Vision | VISION SERVICE PLAN | 174 | $33K |
| Life insurance | STANDARD INSURANCE COMPANY | 297 | $39K |
| Short-term disability | STANDARD INSURANCE COMPANY | 232 | $99K |
| Long-term disability | STANDARD INSURANCE COMPANY | 219 | $72K |
| Stop-loss / reinsurancereinsurance | FIDELITY SECURITY LIFE INSURANCE COMPANY | 170 | $492K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.