See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 6 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC PHARMACY BENEFIT | Direct payment from the plan; Claims processing; Other fees; Float revenue Service code 12 | 11000 OPTU CIRCLE DEEN PRAIRIE, MN 55344 | $227K |
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | 11 SCOTT ST STE 100 WAUSAU, WI 54403 | $134K |
| GARRY L. JOHNSON & ASSOCIATES INC EIN 86-0616252 BROKER CONSULTANT | Other commissions Service code 55 | 3850 E. BASELINE RD. STE 121 MESA, AZ 85206 | $55K |
| MATRIX RISK MANAGEMENT SERVICES, LL EIN 83-0360667 RISK MANAGEMENT | Consulting (general) Service code 16 | 125 PRESUMPSCOT ST. FALMOUTH, ME 04105 | $27K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 185 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 185 | $130K |
| Vision | VISION SERVICE PLAN | 174 | $33K |
| Life insurance | STANDARD INSURANCE COMPANY | 297 | $39K |
| Short-term disability | STANDARD INSURANCE COMPANY | 232 | $99K |
| Long-term disability | STANDARD INSURANCE COMPANY | 219 | $72K |
| Stop-loss / reinsurancereinsurance | FIDELITY SECURITY LIFE INSURANCE COMPANY | 170 | $492K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.