See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 7 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX INC EIN 33-0441200 PHARMACY BENEFIT MANAGER | Other fees; Claims processing; Float revenue; Direct payment from the plan Service code 12 | 11000 OPTUM CIRCLE EDEN PRAIRIE, MN 55344 | $83K |
| UMR INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | 1 EAST WASHINGTON STREET STE. 1700 PHOENIX, AZ 85044 | $69K |
| GARRY L. JOHNSON & ASSOCIATES INC EIN 86-0616252 CONSULTANT | Other commissions Service code 55 | 3850 E. BASELINE RD. STE 121 MESA, AZ 85206 | $44K |
| OPTUM RX INC. EIN 33-0441200 PHARMACY BENEFIT | Other fees; Claims processing; Float revenue; Direct payment from the plan Service code 12 | 11000 OPTUM CIRLCE EDEN PRAIRIE, MN 55344 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 164 | $98K |
| Vision | VSP | 174 | $32K |
| Life insurance(2 contracts) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 222 | $29K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 200 | $75K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURNACE COMPANY | 178 | $53K |
| Stop-loss / reinsurancereinsurance | QBE INSURANCE CORPORTATION | 142 | $305K |
| Other | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 73 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 222 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.