| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP, LLC | 14300 N NORTHSIGHT BLVD STE 221 SCOTTSDALE, AZ 85260 | BLUE CROSS BLUE SHIELD OF ARIZONA | $58K | — | $58K | 5.07% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP, LLC | 14300 N NORTHSIGHT BLVD STE 221 SCOTTSDALE, AZ 85260 | STARMOUNT LIFE INSURANCE COMPANY | $12K | $2K | $14K | 11.04% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP, LLC | 14300 N NORTHSIGHT BLVD STE 221 SCOTTSDALE, AZ 85260 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $18K | $2K | $20K | 15.65% |
| TINA MARIE ANGOTTI | 2626 N CAMPBELL AVE TUCSON, AZ 85719 | AFLAC | $5K | $269 | $5K | 8.96% |
| SETH G KNOWLTON | PO BOX 68766 TUCSON, AZ 85737 | AFLAC | $492 | $107 | $599 | 1.08% |
| KATHY LEE BRIGHT | 788 E PEPPER DR CASA GRANDE, AZ 85122 | AFLAC | $413 | $0 | $413 | 0.74% |
| LAUREL L HARLOW | 6200 W ROAN PL TUCSON, AZ 85743 | AFLAC | $377 | $0 | $377 | 0.68% |
| BRITTON JOHNSON Filed as: BRITTON L JOHNSON | 1701 CENTERVIEW DR STE 300 LITTLE ROCK, AR 72211 | AFLAC | $310 | $0 | $310 | 0.56% |
| APRIL L FARRELL | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $258 | $0 | $258 | 0.46% |
| BRYAN TUCKER Filed as: BRYAN D TUCKER | 24654 N LAKE PLEASANT PKWY 103-465 PEORIA, AZ 85383 | AFLAC | $248 | $0 | $248 | 0.45% |
| SCOTT WEBB | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $177 | $0 | $177 | 0.32% |
| PATRICIA J GEE | PO BOX 2334 MESA, AZ 85214 | AFLAC | $165 | $0 | $165 | 0.30% |
| DAVID R LATTIMER | 3029 N SONORAN HILLS MESA, AZ 85207 | AFLAC | $157 | $0 | $157 | 0.28% |
| MICHAEL EDWARD LI | 5751 N KOLB RD #39202 TUCSON, AZ 85750 | AFLAC | $132 | $0 | $132 | 0.24% |
| BRITTON JOHNSON Filed as: BRITTON L JOHNSON | 3220 N ACADEMY BLVD STE 1 COLORADO SPRINGS, CO 80917 | AFLAC | $127 | $0 | $127 | 0.23% |
| MELISSA B BOYLE | 4125 E WILDWOOD DR PHOENIX, AZ 85048 | AFLAC | $122 | $0 | $122 | 0.22% |
| SUNRISE BENEFITS AND INS SERV INC | 5432 ADOBE FALLS RD UNIT 10 SAN DIEGO, CA 92120 | AFLAC | $71 | $32 | $103 | 0.18% |
| MELISSA B BOYLE | 6300 E HAMPDEN AVE STE C101 DENVER, CO 80222 | AFLAC | $103 | $0 | $103 | 0.18% |
| KELLY MCGARRY | 4750 N ORACLE RD STE 214 TUCSON, AZ 85705 | AFLAC | $88 | $0 | $88 | 0.16% |
| JEFFERY S GIBSON | 3009 HUNTON COTTAGE LN GLEN ALLEN, VA 23059 | AFLAC | $64 | $0 | $64 | 0.11% |
| FILIPE A COELHO | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $41 | $0 | $41 | 0.07% |
| GEORGE PADRON | 932 E VOLK LN SAN TAN VALLEY, AZ 85140 | AFLAC | $38 | $0 | $38 | 0.07% |
| MICHELLE R HAMES | 3450 BRIGHT CT SPRING VALLEY, CA 91977 | AFLAC | $30 | $6 | $36 | 0.06% |
| DEBORAH L SENN | 230 BRIGGS RANCH DR FOLSOM, CA 95630 | AFLAC | $35 | $0 | $35 | 0.06% |
| GREGORY F STENZEL | 1249 KIOWA DR W GAINSVILLE, TX 76240 | AFLAC | $34 | $0 | $34 | 0.06% |
| GEORGE PADRON | 11 S CENTRAL AVE APT 2115 PHONEIX, AZ 85004 | AFLAC | $27 | $0 | $27 | 0.05% |
| JD HOLDER ENTERPRISES INC | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $15 | $6 | $21 | 0.04% |
| NATALIE MALHAM | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $20 | $0 | $20 | 0.04% |
| MICHAEL G GLADNICK | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $20 | $0 | $20 | 0.04% |
| JEFFERY S GIBSON | 4805 LAKE BROOK DR STE 220 GLEN ALLEN, VA 23060 | AFLAC | $18 | $0 | $18 | 0.03% |
| CHAD P SCHNEIDER | 1 W SUPERIOR ST APT 1301 CHICAGO, IL 60654 | AFLAC | $18 | $0 | $18 | 0.03% |
| WILLIAM J SHARP | 17836 N 43RD WAY PHOENIX, AZ 85032 | AFLAC | $16 | $0 | $16 | 0.03% |
| VIRGINIA E FERGUSON | 959 HERRONS FERRY RD ROCK HILL, SC 29730 | AFLAC | $16 | $0 | $16 | 0.03% |
| JEFFREY A KLEINMAN SR | 3420 E SHEA BLVD STE 168 PHOENIX, AZ 85028 | AFLAC | $15 | $0 | $15 | 0.03% |
| KIMBERLY J RODRIGUEZ | 37057 S GAMBEL QUAIL DR MARANA, AZ 85658 | AFLAC | $9 | $0 | $9 | 0.02% |
| CLAUDIA L FELDMAN | 9037 E CASITAS DEL RIO DR SCOTTSDALE, AZ 85255 | AFLAC | $8 | $0 | $8 | 0.01% |
| JEFFREY A KLEINMAN SR | 33202 N 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $8 | $0 | $8 | 0.01% |
| ZAKERY ALLEN HARLOW | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $5 | $0 | $5 | 0.01% |
| WAKHAM ENTERPRISES INC | 168 S QUARTZ ST GILBERT, AZ 85296 | AFLAC | $5 | $0 | $5 | 0.01% |
| SHAWN HOLTORF | 5522 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $5 | $0 | $5 | 0.01% |
| KERI A PARKER | 4033 W HELENA DR GLENDALE, AZ 85308 | AFLAC | $3 | $0 | $3 | 0.01% |
| BARBARA ANN MCNAUGHTON | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $2 | $0 | $2 | 0.00% |
| TIMOTHY MARTIN Filed as: TIMOTHY I MARTIN | 20516 N 80TH LN PEORIA, AZ 85382 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP, LLC | 14300 N NORTHSIGHT BLVD STE 221 SCOTTSDALE, AZ 85260 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $394 | $4K | 16.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 118 | $1.1M |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 120 | $130K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 120 | $130K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 143 | $149K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 143 | $128K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 143 | $128K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 118 | $1.1M |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 143 | $149K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.