| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | BLUE CROSS BLUE SHIELD OF ARIZONA | $54K | $0 | $54K | 4.63% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | $0 | $6K | 5.00% |
| TINA MARIE ANGOTTI Filed as: TINA ANGOTTI | 2626 N CAMPBELL AVE TUCSON, AZ 85719 | AFLAC | $7K | $90 | $7K | 10.82% |
| SETH G KNOWLTON Filed as: SETH KNOWLTON | PO BOX 68766 TUCSON, AZ 85737 | AFLAC | $1K | $4 | $1K | 2.18% |
| BRITTON JOHNSON | 1701 CENTERVIEW DR STE 300 LITTLE ROCK, AR 72211 | AFLAC | $513 | $0 | $513 | 0.78% |
| KATHY LEE BRIGHT Filed as: KATHY BRIGHT | 788 E PEPPER DR CASA GRANDE, AZ 85122 | AFLAC | $465 | $0 | $465 | 0.70% |
| LAUREL L HARLOW Filed as: LAUREL HARLOW | 6200 W ROAN PL TUCSON, AZ 85743 | AFLAC | $395 | $0 | $395 | 0.60% |
| MELISSA B BOYLE Filed as: MELISSA BOYLE | 6300 E HAMPDEN AVE STE C101 DENVER, CO 80222 | AFLAC | $352 | $14 | $366 | 0.55% |
| BRYAN TUCKER | 24654 N LAKE PLEASANT PKWY 103-465 PEORIA, AZ 85383 | AFLAC | $335 | $0 | $335 | 0.51% |
| SUNRISE BENEFITS AND INS SERV INC | 5432 ADOBE FALLS RD UNIT 10 SAN DIEGO, CA 92120 | AFLAC | $319 | $0 | $319 | 0.48% |
| SCOTT WEBB Filed as: SCOTT WEB | 12366 W MILTON DR PEORIA, AZ 85383 | AFLAC | $202 | $0 | $202 | 0.31% |
| PATRICIA GEE | PO BOX 2334 MESA, AZ 85214 | AFLAC | $190 | $0 | $190 | 0.29% |
| JEFFERY S GIBSON Filed as: JEFFERY GIBSON | 3009 HUNTON COTTAGE LN GLEN ALLEN, VA 23059 | AFLAC | $141 | $14 | $155 | 0.23% |
| MICHELLE HAMES | 3450 BRIGHT CT SPRING VALLEY, CA 91977 | AFLAC | $78 | $0 | $78 | 0.12% |
| KIMBERLY RODRIGUEZ | 37057 S GAMBEL QUAIL DR MARANA, AZ 85658 | AFLAC | $50 | $4 | $54 | 0.08% |
| JD HOLDER ENTERPRISES INC | 8220 UNIVERSITY AVE STE 200 LA MESA, CA 91942 | AFLAC | $50 | $0 | $50 | 0.08% |
| GREGORY STENZEL | 1249 KIOWA DR W GAINSVILLE, TX 76240 | AFLAC | $37 | $0 | $37 | 0.06% |
| DEBORAH L SENN Filed as: DEBORAH SENN | 230 BRIGGS RANCH DR FOLSOM, CA 95630 | AFLAC | $30 | $0 | $30 | 0.05% |
| JEFFREY A KLEINMAN SR Filed as: JEFFREY KLEINMAN SR | 3420 E SHEA BLVD STE 168 PHOENIX, AZ 85028 | AFLAC | $26 | $0 | $26 | 0.04% |
| MICHAEL G GLADNICK | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $23 | $0 | $23 | 0.03% |
| NATALIE MALHAM | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $23 | $0 | $23 | 0.03% |
| CHAD P SCHNEIDER Filed as: CHAD SCHNEIDER | 360 W HUBBARD ST APT 1105 CHICAGO, IL 60654 | AFLAC | $21 | $0 | $21 | 0.03% |
| WAKHAM ENTERPRISES INC | 168 S QUARTZ ST GILBERT, AZ 85296 | AFLAC | $18 | $0 | $18 | 0.03% |
| WILLIAM J SHARP Filed as: WILLIAM SHARP | 17836 N 43RD WAY PHOENIX, AZ 85032 | AFLAC | $17 | $0 | $17 | 0.03% |
| VIRGINIA E FERGUSON Filed as: VIRGINIA FERGUSON | 959 HERRONS FERRY RD ROCK HILL, SC 29730 | AFLAC | $14 | $0 | $14 | 0.02% |
| KERI A PARKER Filed as: KERI PARKER | 4033 W HELENA DR GLENDALE, AZ 85308 | AFLAC | $13 | $0 | $13 | 0.02% |
| CLAUDIA MONA VANDERVELD Filed as: CLAUDIA FELDMAN | 9037 E CASITAS DEL RIO DR SCOTTSDALE, AZ 85255 | AFLAC | $11 | $0 | $11 | 0.02% |
| APRIL L FARRELL Filed as: APRIL FARRELL | 4515 S MCCLINTOCK DR STE 212 TEMPE, AZ 85282 | AFLAC | $8 | $0 | $8 | 0.01% |
| SHAWN HOLTORF | 5522 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $6 | $0 | $6 | 0.01% |
| ZAKERY HARLOW | 2960 N ACADEMY BLVD STE 101 COLORADO SPRINGS, CO 80917 | AFLAC | $5 | $0 | $5 | 0.01% |
| BARBARA ANN MCNAUGHTON Filed as: BARBARA MCNAUGHTON | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $3 | $0 | $3 | 0.00% |
| TIMOTHY MARTIN | 20516 N 80TH LN PEORIA, AZ 85382 | AFLAC | $1 | $0 | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 7.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: BENEFIT COMMERCE GROUP LLC | 14300 NORTH NORTHSIGHT BLVD #221 SCOTTSDALE, AZ 852603677 | AVESIS INSURANCE INCORPORATED | $2K | $0 | $2K | 10.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 156 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 122 | $1.2M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 120 | $114K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ARIZONA | 262 | $1.2M |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $39K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 58 | $19K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 144 | $48K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 122 | $1.2M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 138 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 262 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.