| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP, LLC | 14300 N. NORTHSIGHT BLVD. SUITE 221 SCOTTSDALE, AZ 85260 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $71K | $71K | 5.21% |
| ANGELONE & ASSOCIATES, INC.3 | 14300 N. NORTHSIGHT BLVD. SUITE 221 SCOTTSDALE, AZ 85260 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | $27K | $27K | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BENEFIT COMMERCE GROUP, LLC | 14300 N. NORTHSIGHT BLVD. SUITE 221 SCOTTSDALE, AZ 85260 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $13K | $4K | $17K | 8.07% |
| TINA MARIE ANGOTTI3 | 2626 N. CAMPBELL AVE. TUCSON, AZ 85719 | AFLAC | $7K | $176 | $7K | 8.84% |
| MELISSA B BOYLE3 Filed as: MELISSA B. BOYLE | 6465 GREENWOOD PLAZA BLVD. SUITE 750 GREENWOOD VILLAGE, CO 80111 | AFLAC | $755 | $32 | $787 | 1.01% |
| BRITTON JOHNSON3 Filed as: BRITTON L. JOHNSON | 8 SHACKLEFORD PLZ SUITE 300 LITTLE ROCK, AR 72211 | AFLAC | $742 | — | $742 | 0.95% |
| KATHY LEE BRIGHT3 | 788 E. PEPPER DRIVE CASA GRANDE, AZ 85122 | AFLAC | $606 | — | $606 | 0.78% |
| BRYAN TUCKER3 Filed as: BRYAN D. TUCKER | 24654 N. LAKE PLEASANT PKWY SUITE 103-465 PEORIA, AZ 85383 | AFLAC | $511 | — | $511 | 0.65% |
| LAUREL L HARLOW3 Filed as: LAUREL L. HARLOW | 6200 W. ROAN PL. TUCSON, AZ 85743 | AFLAC | $508 | — | $508 | 0.65% |
| JEFFREY S GIBSON3 Filed as: JEFFREY S. GIBSON | 4805 LAKE BROOK DR. SUITE 220 GLEN ALLEN, VA 23060 | AFLAC | $436 | $35 | $471 | 0.60% |
| VARIOUS3 | AGENTS FOLSOM, CA 95630 | AFLAC | $411 | $7 | $418 | 0.54% |
| MARISOL RODRIGUEZ3 | 4411 SOPHIA WAY NORTH LAS VEGAS, NV 89032 | AFLAC | $332 | $42 | $374 | 0.48% |
| SCOTT WEBB3 | 2155 W. PINNACLE PEAK RD. SUITE 205 PHOENIX, AZ 85027 | AFLAC | $292 | — | $292 | 0.37% |
| PATRICIA J GEE3 Filed as: PATRICIA J. GEE | P.O. BOX 2334 MESA, AZ 85214 | AFLAC | $204 | — | $204 | 0.26% |
| KIMBERLY J RODRIGUEZ3 Filed as: KIMBERLY J. RODRIGUEZ | 37057 S. GAMBEL QUAIL DR. MARANA, AZ 85658 | AFLAC | $86 | — | $86 | 0.11% |
| HUB INTERNATIONAL MIDWEST LIMITED5 Filed as: BENEFIT COMMERCE GROUP LLC | 14300 N. NORTHSIGHT BLVD. SUITE 221 SCOTTSDALE, AZ 85260 | AVESIS INSURANCE INCORPORATED | $2K | — | $2K | 9.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 118 | $1.4M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $206K |
| Vision | AVESIS INSURANCE INCORPORATED | 283 | $18K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $206K |
| Short-term disability | AFLAC | 88 | $78K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $206K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 142 | $206K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.