| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURICA, INC.3 Filed as: INSURICA SOUTHWEST INS SVCS LLC | 4686 EAST VAN BUREN STREET SUITE 310 PHOENIX, AZ 85008 | BLUE CROSS BLUE SHIELD OF ARIZONA | $74K | — | $74K | 5.05% |
| INSURICA, INC.3 Filed as: INSURICA SOUTHWEST INSURANCE SERVIC | 4686 EAST VAN BUREN STREET PHOENIX, AZ 85008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19K | $4K | $24K | 10.86% |
| NAOMI BERG3 | 5338 EAST GELDING DRIVE SCOTTSDALE, AZ 85254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10K | $1K | $11K | 5.12% |
| KURZ & VALDEZ BENEFIT ENROLLMENT SO3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $3K | $5K | 2.38% |
| V VENTURES LLC3 | 8470 WEST CHARLESTON AVENUE PEORIA, AZ 85382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $1K | $4K | 1.69% |
| BRENT DEVARAM BUFFONE3 | 3512 EAST CARTIER AVENUE NORTH LAS VEGAS, NV 89030 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $117 | $2K | 0.74% |
| SHAWN JEFFERY WARREN3 | 6950 WEST ROWEL ROAD PEORIA, AZ 85283 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 0.49% |
| MEGAN SUE PAULUS3 | 2107 WEST CALEB ROAD PHOENIX, AZ 85085 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $681 | — | $681 | 0.31% |
| KEARA CARTWRIGHT3 | 4202 WEST PERSHING AVENUE PHOENIX, AZ 85029 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $566 | $41 | $607 | 0.28% |
| RENE ADRIAN RODRIGUEZ3 | 1814 EAST BELL ROAD APARTMENT 2009 PHOENIX, AZ 85022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $506 | $55 | $561 | 0.26% |
| SANDRA STOKELY3 | 4650 RANCH HOUSE ROAD UNIT 107 NORTH LAS VEGAS, NV 89031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $498 | $24 | $522 | 0.24% |
| STEVEN ROBERT KURZ3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $173 | $344 | $517 | 0.24% |
| EVAN KRILEY3 | 5901 WEST BEHREND DRIVE APARTMENT 2140 GLENDALE, AZ 85308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $472 | $31 | $503 | 0.23% |
| ERIC ALEXANDER NOVOA3 | 17871 SHADY VIEW DRIVE UNITE 1503 CHINO HILLS, CA 91709 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $330 | $95 | $425 | 0.20% |
| MARIA VERONICA JARQUE3 | 4744 NORTH PAULINA STREET APARTMENT 1E CHICAGO, IL 60640 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $338 | $76 | $414 | 0.19% |
| R AND T FIGUEROA LLC3 | 7569 SOUTH CARLISLE AVENUE TUCSON, AZ 85746 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $346 | $6 | $352 | 0.16% |
| PECK FINANCIAL SERVICES INC3 | 27566 NORTH 98TH LANE PEORIA, AZ 85383 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $322 | $0 | $322 | 0.15% |
| LUIS DANIEL RIVAS3 | 8603 WEST GOLDEN LANE PEORIA, AZ 85345 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $290 | $2 | $292 | 0.13% |
| LORENZA TORRES3 | 9636 EAST PASEO SAN BERNARDO TUCSON, AZ 85747 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $281 | $5 | $286 | 0.13% |
| SENECA ALEJANDRO LUJAN3 | 1107 EAST ORCHID LANE PHOENIX, AZ 85020 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $198 | — | $198 | 0.09% |
| MARQUEZ BENEFIT GROUP LLC3 | 8601 NORTH BLACK CANYON HIGHWAY SUITE 20 PHOENIX, AZ 85021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $188 | — | $188 | 0.09% |
| MARLEN LONG3 | 4955 SOUTH DURANGO DRIVE LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $172 | $5 | $177 | 0.08% |
| JAROLD L WELKER3 | 1922 NORTH 45TH STREET PHOENIX, AZ 85008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $141 | — | $141 | 0.06% |
| KATERINA MARTINEZ3 | 3800 DALECREST DRIVE UNIT 2012 LAS VEGAS, NV 89129 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $88 | $51 | $139 | 0.06% |
| AHMAD HARRIS3 | 8325 WEST WHITTON AVENUE PHOENIX, AZ 85037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $106 | $14 | $120 | 0.06% |
| ISIDORO ZEICHNER3 | 1611 HUNTINGTON DRIVE APARTMENT 7 SOUTH PASADENA, CA 91030 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $67 | $25 | $92 | 0.04% |
| MIRANDELLY HERNANDEZ3 | 16055 WEST SHANGRI LA ROAD SURPRISE, AZ 85379 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $76 | — | $76 | 0.04% |
| CONSUMER DRIVEN BENEFITS LLC3 | 1301 DOVE STREET SUITE 340 NEWPORT BEACH, CA 92660 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $46 | $72 | 0.03% |
| JB & H LLC3 | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $66 | — | $66 | 0.03% |
| CARLOS D ESPINOSA3 Filed as: CARLOS ESPINOSA | 10940 NORTH MARTINEAU ROAD ELFRIDA, AZ 85610 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.03% |
| WENDY DAWN PACK3 | 16109 WATT WAY RAMONA, CA 92065 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.02% |
| VINCENTT A LLAUGER3 | 9814 OVERLOOK RIDGE AVENUE LAS VEGAS, NV 89148 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | $31 | $45 | 0.02% |
| TINA HERNANDEZ3 | 11779 WEST COCOPAH STREET AVONDALE, AZ 85323 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | $6 | $32 | 0.01% |
| EDUARDO BARAJAS3 | 3532 WEST GLASS LANE PHOENIX, AZ 85041 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | — | $22 | 0.01% |
| JOHN D EVANGELISTA3 | 186 LAS FLORES ALISO VIEJO, CA 92656 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $7 | $17 | 0.01% |
| JAMES D THRESHER3 | PO BOX 19569 HAPPY JACK, AZ 86024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.01% |
| KENT BISWANGER3 | 17010 SOUTH 32ND PLACE PHOENIX, AZ 85048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| ANDREA XENNY COURTNEY3 | 326 WEST GRANT STREET SPEARFISH, SD 57783 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 0.00% |
| MERI HOWARD3 | 8465 WEST SAHARA AVENUE #111-308 LAS VEGAS, NV 89117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| SILVIA AGUILAR ALVISO3 | 5809 ALIMAR DRIVE LAS VEGAS, NV 89130 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| JAMES BELL3 | 540 BONAIR PLACE LA JOLLA, CA 92037 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| KARA SANCHEZ3 | 1 GRAMPTON COURT LIVERPOOL, NY 13090 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| CHRISTIAN BARAJAS3 | 3842 WEST CHOLLA STREET PHOENIX, AZ 85029 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| NAOMI BERG3 | 5338 EAST GELDING DRIVE SCOTTSDALE, AZ 85254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $360 | $3K | 6.20% |
| INSURICA, INC.3 Filed as: INSURICA SOUTHWEST INSURANCE SERVIC | 4686 EAST VAN BUREN STREET PHOENIX, AZ 85008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $588 | $2K | 4.90% |
| KURZ & VALDEZ BENEFIT ENROLLMENT SO3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $414 | $457 | $871 | 1.92% |
| V VENTURES LLC3 | 8470 WEST CHARLESTON AVENUE PEORIA, AZ 85382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $496 | $200 | $696 | 1.54% |
| YESENIA A SANCHEZ3 | 1021 DELRIDGE AVENUE ORLANDO, FL 32804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $359 | $8 | $367 | 0.81% |
| LIZBETH RAMON3 | 16128 APPENNINE DRIVE BROOKSVILLE, FL 34601 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $276 | $41 | $317 | 0.70% |
| STEVEN ROBERT KURZ3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $46 | $92 | $138 | 0.30% |
| PECK FINANCIAL SERVICES INC3 | 27566 NORTH 98TH LANE PEORIA, AZ 85383 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.11% |
| CALVON Y BUCZKOWSKI3 | 204 COVERED BRIDGE DRIVE OCOEE, FL 34761 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $16 | $32 | 0.07% |
| NORWOOD BENEFIT SERVICES INC3 | 6478 LONG BREEZE ROAD ORLANDO, FL 32810 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $11 | $31 | 0.07% |
| WORKSITE BENEFITS SOLUTION LLC3 | 2622 WYMAN CIRCLE KISSIMMEE, FL 34744 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | $14 | $30 | 0.07% |
| WILLIAM RENNARD3 | 3001 ALOMA AVENUE SUITE 116 WINTER PARK, FL 32792 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $20 | $3 | $23 | 0.05% |
| INSURICA, INC.3 Filed as: INSURICA SOUTHWEST INSURANCE SERVIC | 4686 EAST VAN BUREN STREET PHOENIX, AZ 85008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $779 | $3K | 9.69% |
| NAOMI BERG3 | 5338 EAST GELDING DRIVE SCOTTSDALE, AZ 85254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $290 | $2K | 7.00% |
| V VENTURES LLC3 | 8470 WEST CHARLESTON AVENUE PEORIA, AZ 85382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $634 | $2K | 6.00% |
| KURZ & VALDEZ BENEFIT ENROLLMENT SO3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $509 | $584 | $1K | 3.36% |
| RENE ADRIAN RODRIGUEZ3 | 1814 EAST BELL ROAD APARTMENT 2009 PHOENIX, AZ 85022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $353 | $28 | $381 | 1.17% |
| STEVEN ROBERT KURZ3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | $172 | $258 | 0.79% |
| PECK FINANCIAL SERVICES INC3 | 27566 NORTH 98TH LANE PEORIA, AZ 85383 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $50 | — | $50 | 0.15% |
| CONSUMER DRIVEN BENEFITS LLC3 | 1301 DOVE STREET SUITE 340 NEWPORT BEACH, CA 92660 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.01% |
| TINA HERNANDEZ3 | 11779 WEST COCOPAH STREET AVONDALE, AZ 85323 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| MARQUEZ BENEFIT GROUP LLC3 | 8601 NORTH BLACK CANYON HIGHWAY SUITE 20 PHOENIX, AZ 85021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
| INSURICA, INC.3 Filed as: INSURICA SOUTHWEST INSURANCE SERVIC | 4686 EAST VAN BUREN STREET PHOENIX, AZ 85008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $560 | $2K | 11.22% |
| NAOMI BERG3 | 5338 EAST GELDING DRIVE SCOTTSDALE, AZ 85254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $213 | $2K | 8.18% |
| KURZ & VALDEZ BENEFIT ENROLLMENT SO3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $466 | $535 | $1K | 5.09% |
| V VENTURES LLC3 | 8470 WEST CHARLESTON AVENUE PEORIA, AZ 85382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $368 | $170 | $538 | 2.73% |
| JEFFREY THOMAS3 | PO BOX 11312 TEMPE, AZ 85284 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $417 | $80 | $497 | 2.52% |
| STEVEN ROBERT KURZ3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $127 | $254 | $381 | 1.94% |
| ISIDORO ZEICHNER3 | 1611 HUNTINGTON DRIVE APARTMENT 7 SOUTH PASADENA, CA 91030 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $153 | $58 | $211 | 1.07% |
| JAROLD L WELKER3 | 1922 NORTH 45TH STREET PHOENIX, AZ 85008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $160 | — | $160 | 0.81% |
| RENE ADRIAN RODRIGUEZ3 | 1814 EAST BELL ROAD APARTMENT 2009 PHOENIX, AZ 85022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | $9 | $87 | 0.44% |
| PECK FINANCIAL SERVICES INC3 | 27566 NORTH 98TH LANE PEORIA, AZ 85383 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $44 | — | $44 | 0.22% |
| JOHN D EVANGELISTA3 | 186 LAS FLORES ALISO VIEJO, CA 92656 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $22 | $16 | $38 | 0.19% |
| MELODY ANN OVERLAND3 | 7009 WEST MCMAHON WAY PEORIA, AZ 85345 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.08% |
| MARIA LOZANO3 | 4124 EAST VEST AVENUE GILBERT, AZ 85295 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.06% |
| CONSUMER DRIVEN BENEFITS LLC3 | 1301 DOVE STREET SUITE 340 NEWPORT BEACH, CA 92660 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $1 | $2 | 0.01% |
| TINA HERNANDEZ3 | 11779 WEST COCOPAH STREET AVONDALE, AZ 85323 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | $0 | $1 | 0.01% |
| INSURICA, INC.3 Filed as: INSURICA SOUTHWEST INSURANCE SERVIC | 4686 EAST VAN BUREN STREET PHOENIX, AZ 85008 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $713 | $48 | $761 | 9.66% |
| NAOMI BERG3 | 5338 EAST GELDING DRIVE SCOTTSDALE, AZ 85254 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $206 | $15 | $221 | 2.80% |
| RENE ADRIAN RODRIGUEZ3 | 1814 EAST BELL ROAD PHOENIX, AZ 85022 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $146 | $12 | $158 | 2.01% |
| KURZ & VALDEZ BENEFIT ENROLLMENT SO3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | $43 | $100 | 1.27% |
| V VENTURES LLC3 | 8470 WEST CHARLESTON AVENUE PEORIA, AZ 85382 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | $16 | $71 | 0.90% |
| MARIA LOZANO3 | 4124 EAST VEST AVENUE GILBERT, AZ 85295 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $37 | — | $37 | 0.47% |
| JB & H LLC3 | 8707 EAST SAGUARDO VIEW PLACE VAIL, AZ 85641 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | — | $17 | 0.22% |
| STEVNE ROBERT KURZ3 | 14640 NORTH 90TH DRIVE PEORIA, AZ 85381 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | $9 | $14 | 0.18% |
| PECK FINANCIAL SERVICES INC3 | 27566 NORTH 98TH LANE PEORIA, AZ 85383 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.16% |
| MARQUEZ BENEFIT GROUP LLC3 | 8601 NORTH BLACK CANYON HIGHWAY SUITE 20 PHOENIX, AZ 85021 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.09% |
| MIRANDELLY HERNANDEZ3 | 16055 WEST SHANGRI LA ROAD SURPRISE, AZ 85379 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| JAMES D THRESHER3 | PO BOX 19569 HAPPY JACK, AZ 86024 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| R AND T FIGUEROA LLC3 | 7569 SOUTH CARLISLE AVENUE TUCSON, AZ 85746 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.04% |
| KENT BISWANGER3 | 17010 SOUTH 32ND PLACE PHOENIX, AZ 85048 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.03% |
| LUIS DANIEL RIVAS3 | 8603 WEST GOLDEN LANE PEORIA, AZ 85345 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 267 | $1.5M |
| Dental(5 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 160 | $322K |
| Vision(5 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 160 | $322K |
| Short-term disability(5 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 160 | $322K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 267 | $1.5M |
| Other(5 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 160 | $322K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 267 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.