| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INS SERVICES LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | CONTINENTAL AMERICAN INSURANCE COMPANY | $87K | — | $87K | 44.68% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | — | $11K | 5.53% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 5.53% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 5.43% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 5.33% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INSURANCE, LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 9.09% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INSURANCE SERVICES L | DBA MARREEL SLATER INSURANCE 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COM. | $954 | — | $954 | 6.94% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INSURANCE, LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COM. | $115 | — | $115 | 0.84% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INSURANCE, LLC | 19100 VON KARMAN SUITE 900 IRVINE, CA 92612 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE COM. | — | $17 | $17 | 0.12% |
| PATRIOT GROWTH INSURANCE SERVICES3 | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $264 | — | $264 | 4.54% |
| MARREEL SLATER INSURANCE LLC3 Filed as: MARREEL SLATER INSURANCE, LLC | 7855 SOUTH RIVER PARKWAY SUITE 210 TEMPE, AZ 85284 | FIDELITY SECURITY LIFE INSURANCE COMAPNY | $31 | — | $31 | 7.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 905 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 911 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts, 2 carriers) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 995 | $27K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,347 | $292K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,253 | $119K |
| Other(7 contracts, 4 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,993 | $568K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,993 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.