| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | COMMERCE BANK PO BOX 843844 KANSAS CITY, MO 631843844 | METROPOLITAN LIFE INSURANCE COMPANY | $50K | $8K | $58K | 1.92% |
| LOCKTON COMPANIES, LLC3 Filed as: IAS SERIES OF LOCKTON SPECIALTIES L | 180 MONTGOMERY STREET SAN FRANCISCO, CA 941044205 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $42K | $42K | 1.40% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | 2600 KELLY ROAD SUITE 300 WARRINGTON, PA 18976 | METROPOLITAN LIFE INSURANCE COMPANY | $33K | $44 | $33K | 1.08% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $0 | $11K | 0.35% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DEPT 3042 DALLAS, TX 75312 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $244 | $244 | 0.01% |
| NFP INSURANCE SERVICES INC0 Filed as: NFP CORPORATE SERVICES (PA) INC. | 2600 KELLY ROAD SUITE 300 WARRINGTON, PA 18976 | EYEMED VISION CARE | $21K | $0 | $21K | 7.95% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | P O BOX 843844 KANSAS CITY, MO 641843844 | EYEMED VISION CARE | $21K | $0 | $21K | 7.95% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | COMMERCE BANK PO BOX 843844 KANSA CITY, MO 631843844 | METROPOLITAN LIFE INSURANCE COMPANY | $39K | $765 | $40K | 15.04% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC. | 2600 KELLY ROAD SUITE 300 WARRINGTON, PA 18976 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $44 | $25K | 9.58% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $893 | $0 | $893 | 0.34% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DEPT 3042 DALLAS, TX 75312 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $22 | $22 | 0.01% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | COMMERCE BACK PO BOX 843844 KANSAS CITY, MO 631843844 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $481 | $25K | 15.42% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC. | 2600 KELLY ROAD SUITE 300 WARRINGTON, PA 18976 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $44 | $16K | 9.60% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $606 | $0 | $606 | 0.37% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DEPT 3042 DALLAS, TX 753123042 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $13 | $13 | 0.01% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | COMMERCE BANK PO BOX 843844 KANSAS CITY, MO 631843844 | METROPOLITAN LIFE INSURANCE COMPANY | $24K | $473 | $25K | 15.30% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC. | 2600 KELLY ROAD SUITE 300 WARRINGTON, PA 18976 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $44 | $16K | 9.65% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 460823430 | METROPOLITAN LIFE INSURANCE COMPANY | $574 | $0 | $574 | 0.36% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DEPT 3042 DALLAS, TX 752650823 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $13 | $13 | 0.01% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES - KANSAS CITY | C/O COMMERCE BANK PO BOX 843844 KANSAS CITY, MO 64184 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $4K | $0 | $4K | 3.12% |
| BENEPLACE, INC.3 Filed as: BENEPLACE | PO BOX 203550 AUSTIN, TX 78720 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $2K | $2K | 1.16% |
| MJ INSURANCE3 Filed as: MJ INSURANCE, INC | 571 MONON BOULEVARD, SUITE 400 CARMEL, IN 46032 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $1K | $1K | 0.84% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES PA INC | 2600 KELLY ROAD SUITE 300 WARRINGTON, PA 18976 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $906 | $0 | $906 | 0.66% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC NORTHEAST | 76 BATTERSON PARK RD STE 3 FARMINGTON, CT 06032 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $252 | $252 | 0.18% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 2100 ROSS AVE STE 1200 DALLAS, TX 752016527 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $4 | $4 | 0.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 444 WEST 47TH STREET SUITE 900 KANSAS CITY, MO 78720 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | -$498 | -$498 | -0.36% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 WEST 47TH STREET KANSAS CITY, MO 641121906 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $61 | $61 | 1.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,450 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 27 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,491 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 1,806 | $2.1M |
| Vision | EYEMED VISION CARE | 4,424 | $269K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 6,308 | $3.0M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,308 | $3.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,308 | $3.0M |
| Prescription drug(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 209 | $1.5M |
| Other(6 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 6,308 | $3.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,308 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.