No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS EIN 75-2882129 NONE | Claims processing Service code 12 | 4901 CHAPPELL DR NE ALBUQUERQUE, NM 87107 | $2.5M |
| ZENITH EIN 52-1590516 NONE | Contract Administrator Service code 13 | 6301 INDIAN SCHOOLD RD NE SUITE 660 ALBUQUERQUE, NM 87110 | $395K |
| THE SEGAL COMPANY EIN 94-1503999 NONE | Actuarial Service code 11 | 1230 W WASHINGTON STREET SUITE 501 TEMPE, AZ 85281 | $57K |
| RYAN RAPP UNDERWOOD & PACHECO PLC EIN 86-0767091 NONE | Legal Service code 29 | 3200 N CENTRAL AVE SUITE 2250 PHOENIX, AZ 85012 | $24K |
| WAM CONVERTS EIN 04-3154394 NONE | Investment advisory (plan) Service code 27 | 20 WILLIAMS ST SUITE 310 WELLESLEY, MA 02481 | $16K |
| FINDELL & COMPANY, P.C. EIN 85-0357326 NONE | Accounting (including auditing) Service code 10 | 6605 UPTOWN BLVD NE SUITE 320 ALBUQUERQUE, NM 87110 | $12K |
| UBS FINANCIAL SERVICES EIN 13-2638166 NONE | Investment management Service code 28 | 2155 LOUISIANA BLVD NE ALBUQUERQUE, NM 87110 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,177 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 273 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,450 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 0 | $8.9M |
| Dental | BLUECROSS BLUESHIELD OF ILLINOIS | 0 | $8.9M |
| Vision | VSP | 1,433 | $123K |
| Short-term disability | BLUECROSS BLUESHIELD OF ILLINOIS | 0 | $8.9M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,266 | $471K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.