| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLADE BENEFIT CONSULTING LLC3 Filed as: BLADE LLC | 6465 COLLEGE PARK SQ STE 200 VIRGINIA BEACH, VA 23464 | BLUE CROSS BLUE SHIELD OF FLORIDA | $55K | — | $55K | 5.00% |
| BLADE BENEFIT CONSULTING LLC3 Filed as: BLADE LLC | 6465 COLLEGE PARK SQ STE 200 VIRGINIA BEACH, VA 23464 | HEALTH OPTIONS | $51K | — | $51K | 5.00% |
| BLADE BENEFIT CONSULTING LLC3 | 117 NORTH GOLD DR BLDG 1 ROBBINSVILLE, NJ 08691 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $12K | $2K | $14K | 11.35% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | — | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $6K | — | $6K | 5.00% |
| BLADE BENEFIT CONSULTING LLC3 Filed as: BLADE BENEFFIT CONSULTING LLC | PO BOX 1472 VIRGINIA BEACH, VA 23451 | STANDARD INSURANCE COMPANY | $9K | $2K | $11K | 18.58% |
| BLADE BENEFIT CONSULTING LLC3 | PO BOX 1472 VIRGINIA BEACH, VA 23451 | STANDARD INSURANCE COMPANY | $5K | $1K | $6K | 18.30% |
| BLADE BENEFIT CONSULTING LLC3 | PO BOX 1472 VIRGINIA BEACH, VA 23451 | STANDARD INSURANCE COMPANY | $5K | $1K | $6K | 18.17% |
| BLADE BENEFIT CONSULTING LLC3 | 117 NORTH GOLD DR BLDG 1 ROBBINSVILLE, NJ 08691 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $823 | $13 | $836 | 19.20% |
| MATTHEW HAND2 | 8508 PARROTS LANDING DRIVE TAMPA, FL 33647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $517 | $64 | $581 | 13.34% |
| TIFFANY MACQUEEN3 | 3906 CANYON LAKE POINT LAKELAND, FL 33813 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $397 | $106 | $503 | 11.55% |
| MICHAEL R REBER3 Filed as: MICHAEL ROY REBER | 20101 HERON CROSSING DR TAMPA, FL 33647 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $234 | $127 | $361 | 8.29% |
| JERRY R MAUREY3 | 34401 SMART DRIVE ZEPHYRHILLS, FL 33541 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $232 | — | $232 | 5.33% |
| SHANE F LAMAY3 Filed as: SHANE LAMAY | 2517 CATTLEMEN RD UNIT 6301 SARASOTA, FL 34232 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $98 | $11 | $109 | 2.50% |
| CHRISTOPHER SAULLE3 | PO BOX 1822 ASHLAND, VA 23005 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $91 | — | $91 | 2.09% |
| JUDITH I DIAZ-MCKOY3 | 11015 LITTLE BLUE HERON DRIVE RIVERVIEW, FL 33579 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $55 | — | $55 | 1.26% |
| TIFFANY LEE ALLEN3 | 615 40TH AVE NE ST PETERSBURG, FL 33703 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $17 | $13 | $30 | 0.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 228 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 231 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 700 | $2.1M |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $123K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $123K |
| Life insurance | STANDARD INSURANCE COMPANY | 2,285 | $61K |
| Short-term disability | STANDARD INSURANCE COMPANY | 93 | $32K |
| Long-term disability | STANDARD INSURANCE COMPANY | 62 | $35K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 700 | $2.1M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 2,285 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.