See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PNM RESOURCES EIN 85-0468296 PLAN SPONSOR | Direct payment from the plan; Employee (plan sponsor) Service code 35 | — | $88K |
| SNELL & WILMER EIN 86-0089731 N/A | Direct payment from the plan; Legal Service code 29 | — | $48K |
| RV KUHNS & ASSOCIATES INC EIN 93-0910652 N/A | Investment management fees paid directly by plan; Account maintenance fees; Consulting (general); Investment management Service code 16 | — | $33K |
| BANK OF NEW YORK MELLON EIN 13-5160382 N/A | Custodial (other than securities); Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 18 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,025 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,025 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 887 | $183K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE CO | 270 | $207K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT INSURANCE COMPANY | 1,826 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,826 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.