| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 6501 AMERICAS PARKWAY NE SUITE 650 ALBUQUERQUE, NM 87113 | PRESBYTERIAN HEALTH PLAN INC. | $131K | — | $131K | 3.15% |
| AON CONSULTING INC3 Filed as: AON CONSULTING OF NEW JERSEY, INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | THE HARTFORD LIFE AND ACCIDENT | $63K | $2K | $65K | 10.31% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL, INC. | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | THE HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 0.25% |
| AON CONSULTING INC3 Filed as: AON RISK INSURANCE SERVICES WEST | 75 REMITTANCE DRIVE SUITE 1446 CHICAGO, IL 60675 | DELTA DENTAL OF NEW MEXICO | $11K | — | $11K | 3.58% |
| DAVIDSON JAMES DUNCAN3 | 1820 E FIRST STREET SUITE 400 SANTA ANA, CA 92705 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 3.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES WEST INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $606 | — | $606 | 1.37% |
| GORDON M ROBERT3 | 4514 CHUCKWALLA CANYON PHOENIX, AZ 85044 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $193 | — | $193 | 0.44% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ALBUQUERQUE | 6501 AMERICAS PARKWAY NE SUITE 650 ALBUQUERQUE, NM 871104141 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 15.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 520 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 524 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PRESBYTERIAN HEALTH PLAN INC. | 702 | $4.2M |
| Dental | DELTA DENTAL OF NEW MEXICO | 809 | $313K |
| Life insurance(2 contracts, 2 carriers) | THE HARTFORD LIFE AND ACCIDENT | 756 | $677K |
| Short-term disability | THE HARTFORD LIFE AND ACCIDENT | 756 | $632K |
| Long-term disability | THE HARTFORD LIFE AND ACCIDENT | 756 | $632K |
| Prescription drug | PRESBYTERIAN HEALTH PLAN INC. | 702 | $4.2M |
| Other(3 contracts, 3 carriers) | THE HARTFORD LIFE AND ACCIDENT | 756 | $693K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 809 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.