Welfare broker

DAVIDSON JAMES DUNCAN

Mailing address (most recent filing)

1820 E FIRST STREET, STE 400

SANTA ANA, CA 92705

Total comp: $267K
Commissions: $267K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where DAVIDSON JAMES DUNCAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

AMERICAN HERITAGE LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
AMERICAN HERITAGE LIFE INSURANCE COMPANY	1	$76K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	1	$76K	0.0%	28.49x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVIDSON JAMES DUNCAN's plans by broker comp / premium ratio. Median 50.95% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of DAVIDSON JAMES DUNCAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where DAVIDSON JAMES DUNCAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SILVER BIRCH SERVICES LLC SILVER BIRCH DISABILITY PLAN	IL	$76K	$39K	AMERICAN HERITAGE LIFE INSURANCE COMPANY