Welfare broker

DAVIDSON JAMES DUNCAN

Mailing address (most recent filing)

1820 E FIRST STREET STE 400

SANTA ANA, CA 92705

Total comp: $893K
Commissions: $893K
Fees: $0
Filings: 8
Sponsors: 8

Carrier mix

Where DAVIDSON JAMES DUNCAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

METROPOLITAN LIFE INSURANCE COMPANY50.0%
AMERICAN HERITAGE LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
METROPOLITAN LIFE INSURANCE COMPANY	1	$3.3M	50.0%
AMERICAN HERITAGE LIFE INSURANCE COMPANY	1	$76K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
IL	2	$3.4M	0.0%	28.47x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of DAVIDSON JAMES DUNCAN's plans by broker comp / premium ratio. Median 39.19% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of DAVIDSON JAMES DUNCAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where DAVIDSON JAMES DUNCAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
LEGACY HEALTHCARE FINANCIAL SERVICES LLC LEGACY HEALTHCARE FINANCIAL SERVICES LLC WRAP WELFARE BENEFIT PLAN	IL	$3.3M	$900K	METROPOLITAN LIFE INSURANCE COMPANY
SILVER BIRCH SERVICES LLC SILVER BIRCH DISABILITY PLAN	IL	$76K	$39K	AMERICAN HERITAGE LIFE INSURANCE COMPANY

Carrier

Plans

Premium

METROPOLITAN LIFE INSURANCE COMPANY

$3.3M

50.0%

AMERICAN HERITAGE LIFE INSURANCE COMPANY

$76K

50.0%

State

Plans

Premium

State share

Index

$3.4M

0.0%

28.47x

Sponsor

Loc

Premium

Comp

Carrier

LEGACY HEALTHCARE FINANCIAL SERVICES LLC

LEGACY HEALTHCARE FINANCIAL SERVICES LLC WRAP WELFARE BENEFIT PLAN

$3.3M

$900K

METROPOLITAN LIFE INSURANCE COMPANY

SILVER BIRCH SERVICES LLC

SILVER BIRCH DISABILITY PLAN

$76K

$39K

AMERICAN HERITAGE LIFE INSURANCE COMPANY