| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | HARTFORD LIFE AND ACCIDENT | $42K | $8K | $50K | 8.41% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | 6565 AMERICAS PARKWAY NW SUITE 720 ALBUQUERQUE, NM 87110 | HARTFORD LIFE AND ACCIDENT | $18K | $0 | $18K | 2.93% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | $0 | $1K | $1K | 0.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1591 GALBRAITH AVENUE SE GRAND RAPIDS, MI 49546 | HARTFORD LIFE AND ACCIDENT | $0 | $2 | $2 | 0.00% |
| AON CONSULTING INC3 Filed as: AON RISH INSURANCE SRVCS WEST INC | DAWN MONTANO 6501 AMERICAS PARKWAY NE ALBUQUERQUE, NM 87110 | DELTA DENTAL OF NEW MEXICO | $7K | $0 | $7K | 2.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | KATHERIN PIERCE 580 NORTH BANK LANE LAKE FOREST, IL 60045 | DELTA DENTAL OF NEW MEXICO | $3K | $0 | $3K | 1.07% |
| AON CONSULTING INC3 Filed as: AON RISK INS SERVICES WEST INC | 29840 NETWORK PLACE CHICAGO, IL 60673 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $527 | $0 | $527 | 2.76% |
| EOI SERVICE COMPANY INC3 Filed as: EOI ENROLLMENT SERVICES LLC | 300 GALLERIA PARKWAY, SUITE 1100 ATLANTA, GA 30339 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $376 | $0 | $376 | 1.97% |
| ROBERT M GORDON3 | 4514 EAST CHUCKWALLA CANYON PHOENIX, AZ 85044 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $132 | $0 | $132 | 0.69% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 199 WATER STREET NEW YORK, NY 10038 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $93 | $0 | $93 | 1.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INS SERVICES | 6565 AMERICAS PARKWAY NE SUITE 720 ALBUQUERQUE, NM 87110 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14 | $0 | $14 | 0.22% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | ONE LIBERTY PLAZA, SUITE 3201 NEW YORK, NY 10006 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $6 | $6 | 0.09% |
| EOI SERVICE COMPANY INC3 | 3100 EAST MIRALOMA AVENUE SUITE 240 ANAHEIM, CA 92806 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2 | $0 | $2 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 621 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 634 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NEW MEXICO | 845 | $316K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 579 | $619K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 579 | $600K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 579 | $600K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 579 | $626K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 845 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.