| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ALBUQUERQUE | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 1.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ALBUQUERQUE | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | UNUM LIFE INSURANCE COMPANY OF AMERICA | — | $623 | $623 | 1.25% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - ALBUQUERQUE | PO BOX 955909 SAINT LOUIS, MO 63195 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 20.96% |
| AON CONSULTING INC3 Filed as: AON CONSULTING - PHOENIX | PO BOX 905494 CHARLOTTE, NC 28290 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $571 | $38 | $609 | 5.48% |
| KEVIN PELLETIER3 | 1213 BERNALILLO PL SE ALBUQERQUE, NM 87123 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.24% |
| SAUTER, STEPHEN, HERBERT3 | PB BOX 67246 ALBUQUERQUE, NM 87193 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.24% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES - PHOENIX | 75 REMITTANCE DR STE 1446 CHICAGO, IL 60675 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13 | — | $13 | 0.12% |
| EAGLE ENTERPRISES LLC4 | 2212 CEBOLLA CREEK WAY NW ALBUQUERQUE, NM 87120 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $2K | — | $2K | 21.64% |
| ALBERT L HURT4 | 12437 PROSPECT AVE NE ALBUQUERQUE, NM 87112 | PRE-PAID LEGAL SERVICES INC. DBA LEGALSHIELD | $67 | — | $67 | 0.66% |
| EAGLE ENTERPRISES LLC4 | 2212 CEBOLLA CREEK WAY NW ALBUQUERQUE, NM 87120 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $126 | — | $126 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 373 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 85 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 458 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 9 | $27K |
| Vision | VISION SERVICE PLAN | 292 | $60K |
| Life insurance(3 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 373 | $300K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 373 | $240K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 373 | $240K |
| Prescription drug | HEALTH CARE SERVICE CORPORATION | 9 | $27K |
| Other(6 contracts, 3 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 373 | $348K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.