See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INSURANCE CO. EIN 59-1031071 NONE | Direct payment from the plan; Other services; Float revenue; Contract Administrator; Claims processing; Named fiduciary; Non-monetary compensation; Participant communication Service code 12 | — | $4.6M |
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Copying and duplicating; Claims processing; Plan Administrator Service code 12 | — | $2.0M |
| DELTA DENTAL OF COLORADO EIN 84-0568337 NONE | Contract Administrator; Claims processing Service code 12 | — | $287K |
| THE SEGAL COMPANY, INC. EIN 13-1975125 NONE | Consulting (general); Actuarial Service code 11 | — | $180K |
| MINES AND ASSOCIATES, P.C. EIN 84-1028610 NONE | Claims processing Service code 12 | — | $179K |
| REINHART BOERNER VAN DEUREN S.C. EIN 39-1126909 NONE | Legal Service code 29 | — | $165K |
| CREWS MACQUARRIE & ASSOCIATES, INC. EIN 38-3647875 NONE | Consulting (general); Actuarial Service code 11 | — | $101K |
| BERENBAUM WEINSHIENK P.C. EIN 84-1075194 NONE | Legal Service code 29 | — | $81K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $58K |
| BMO HARRIS BANK NA EIN 36-2085229 NONE | Securities brokerage commissions and fees; Finders' fees / placement fees; Custodial (securities); Soft dollars commissions; Float revenue; Trustee (bank, trust company, or similar financial institution); Distribution (12b-1) fees Service code 19 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,227 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 10,227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 4,842 | $21.3M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 10,089 | $182K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 13,561 | $117K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 10,089 | $182K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 13,561 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.