| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GBS OF IDAHO INC3 Filed as: GBS OF IDAHO | 425 N CAPITAL AVE STE B IDAHO FALLS, ID 83402 | DELTA DENTAL OF IDAHO | $21K | — | $21K | 3.24% |
| ANDERSON LIFE & HEALTH AGENCY3 | PO BOX 50203 IDAHO FALLS, ID 83405 | STANDARD INSURANCE COMPANY | $17K | — | $17K | 5.47% |
| ANDERSON LIFE & HEALTH AGENCY3 | PO BOX 50203 IDAHO FALLS, ID 83405 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 5.98% |
| TRAVIS ARGYLE3 Filed as: TRAVIS J ARGYLE | 425 N CAPITAL AVE STE B IDAHO FALLS, ID 83402 | UNITED HERITAGE LIFE INSURANCE COMPANY | $7K | — | $7K | 4.98% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $474K |
| GBS OF IDAHO INC EIN 26-0597466 BROKER | Other commissions Service code 55 | — | $143K |
| GBS BENEFITS INC EIN 87-0680571 BROKER | Other commissions Service code 55 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 794 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF IDAHO | 821 | $641K |
| Vision | UNITED HERITAGE LIFE INSURANCE COMPANY | 753 | $133K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,350 | $312K |
| Long-term disability | STANDARD INSURANCE COMPANY | 1,350 | $177K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,350 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.