| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731299 | HARTFORD LIFE AND ACCIDENT | $0 | $537K | $537K | 1.84% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | PO BOX 955816 SAINT LOUIS, MO 63195 | HARTFORD LIFE AND ACCIDENT | $0 | $66K | $66K | 0.23% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $255K | $255K | 1.59% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, ID 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $654K | $18K | $672K | 15.40% |
| AON CONSULTING INC0 Filed as: AON CONSULTING | 200 E RANDOLPH ST CHICAGO, IL 60601 | FOUR EVER LIFE INS. CO. | $544 | $0 | $544 | 15.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHY ALLIANCE LIFE INS CO EIN 86-0257201 CLAIMS PROCESSOR | Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $49.1M |
| EYEMED EIN 47-3094984 CLAIMS PROCESSOR | Other insurance fees and expenses; Claims processing; Contract Administrator Service code 12 | — | $8.1M |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 CLAIMS PROCESSOR | Contract Administrator; Other insurance fees and expenses Service code 13 | — | $6.3M |
| DELTA DENTAL OF MISSOURI EIN 43-0908349 CLAIMS PROCESSOR | Claims processing; Contract Administrator; Other insurance fees and expenses Service code 12 | — | $1.6M |
| COMPSYCH CORPORATION EIN 36-3739783 CLAIMS PROCESSOR | Contract Administrator; Other insurance fees and expenses; Claims processing Service code 12 | — | $971K |
| HAWAII-WESTERN MANAGEMENT GROUP EIN 94-3193724 CONTRACT ADMINISTRATOR | Contract Administrator; Other insurance fees and expenses Service code 13 | — | $323K |
| HAWAII DENTAL SERVICE EIN 99-0107971 CLAIMS PROCESSOR | Claims processing; Other insurance fees and expenses Service code 12 | — | $119K |
| ADVOCATE AURORA HEALTH EIN 39-1678306 CLAIMS PROCESSOR | Claims processing; Other insurance fees and expenses Service code 12 | — | $65K |
| VISION SERVICE PLAN EIN 99-0247673 CONTRACT ADMINISTRATOR | Contract Administrator; Other insurance fees and expenses Service code 13 | — | $32K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 89,883 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,059 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 90,942 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(8 contracts, 8 carriers) | KAISER FOUNDATION HEALTH PLAN INC (SOUTHERN CA) | 3,522 | $28.1M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 167,548 | $29.1M |
| Short-term disability(6 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 13,763 | $4.7M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 71,669 | $16.0M |
| Prescription drug(7 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN INC (SOUTHERN CA) | 3,522 | $28.1M |
| Other | ARAG INSURANCE COMPANY | 32,414 | $2.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167,548 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.